Real estate for companies. Loan without prepayments

We support the Romanian entrepreneurial spirit by launching the 8th product designed for investors, Real estate for companies. Loan without prepayments, a firm, well-timed proposal for companies which intend to perform a real estate investment.

Why is it a firm proposal? Because it is a loan without prepayments, with 15-year maturity. By these features, the product represents a novelty on the Romanian banking market.

Why well-timed? Because we believe in future. Because we are an optimistic bank for optimistic clients. We take advantage of opportunities which may occur just once in a lifetime and we believe that Romanian entrepreneurs should do the same. In this respect, real estate investments are a chance for obtaining high yields.

Real estate for companies. Loan without prepayments is a lending product for the purchase of real estate properties, such as: business residences and offices, including medical cabinets, notary offices, commercial outlets, in-town lands. By this new product, the bank supports the development of Romanian businesses, covering financing requirements related to real estate destinations. Owning a new head office, or land property for building - these are essential features of business development and stability. Such objectives can be achieved by contracting the Real estate for companies. Loan without prepayments product from Banca Transilvania.

The maximum amount granted by such a loan is EUR 250,000 (or RON equivalent).
Product 8 launched by Banca Transilvania is designed for Romanian entrepreneurs, both companies and authorized individuals. It belongs to the rapid loans category, which explains the feedback that clients receive only within a few hours.

In order to contract Real estate for companies. Loan without prepayments product, it is necessary to fulfill a few minimum eligibility criteria:

• positive turnover, as per the company's last balance sheet;
• the company records operational profit, as per the last balance sheet;
• the borrower does not appear at the Office for Payment Incidents with more than 3 major incidents within the last 6 months and is not under the interdiction of issuing banking cheques;
• the borrower does not appear with debt service A at the Bureau of Banking Risks, as concerns loans contracted within the last 12 months;
• the company is financially sound.