THE FIRST VISA PLATINUM CARD IN ROMANIA, OFERED BY BANCA TRANSILVANIA: LUXERY SERVICES FOR EXCLUSIVE CLIENTS

Banca Transilvania launched, on February, 7, within a press conference in Bucharest, the first Platinum card on the Romanian market, Visa Platinum. This premium product is designed for the most sophisticated clients of the bank and ensuring accordingly tailored services, being created to offer major advantages to a certain category of persons who opt for BT's services.

Robert C. Rekkers, CEO and Gabriela Nistor, Retail Banking Manager participated on behalf of Banca Transilvania to this event, Visa International being represented by Catalin Cretu, Vice-President, Romania & Bulgaria.

Having a Visa Platinum card on the market emphasizes the achievement of a certain maturity level of the cards market in Romania, thus, through a correct segmentation clients can benefit from differentiated, additional services and Banca Transilvania, as a major player on this segment, decided to offer a unique premium card in Romania.

Robert C. Rekkers stated: "Visa Platinum card means special status recognition of some clients of ours, for whom we have decided to offer luxury services. Visa Platinum represents high-life, exclusive offers and high standards"

"Banca Transilvania offers once more, a new and an exclusive product meant to surprise and satisfy the highest expectations of card holders. These cards, are not only adapted to the needs of clients with high incomes but, moreover, customers benefit of a more increased purchasing power, as well as, exclusive offers all over the world. Launching the first Visa Platinum card obliges a high standard for future card offers on the Romanian market" stated Catalin Cre?u, Vice President of Visa International for Romania and Bulgaria.

Visa Platinum card is designed for corporations' top management, business men, people with a select social status, who dispose of net monthly incomes of over EUR 3,500. Owners of this card will be able to commit a credit line in the amount of EUR 30,000.

Visa Platinum Card offered by Banca Transilvania is an attractive lending product, with a grace period of up to 56 days. Furthermore, the card can be used anywhere in the world where the Visa mark appears, allowing the withdrawal of cash from over a million ATMs and offering the possibility to purchase products and acquire services from 30 million retailers, without any additional fees.

Persons holding Visa Platinum card will benefit of special services such as: card replacement or cash disbursement - in emergency cases, special insurance products during travels (life insurance, accident and medical insurance, luggage insurance, flight insurance).

Along with Visa Platinum, the clients will receive other two cards, Priority Pass and Priority Traveller due to the collaboration between Banca Transilvania and Priority Collection. Holders of Priority Pass have access in over 500 VIP lounge salons within airports of over 90 countries. With Priority Traveller, Visa Platinum clients benefit of multiple services, such as preferential prices for lodging in the best known hotels of the world or discounts for car rentals. Moreover, at the client's disposal, a support team is made available, team which provides the entire support necessary for organising a trip. For golf payers, the Priority Traveller card means unlimited access and significant discounts to the most excusive clubs all over the world, in more than 250 locations (clubs, spas, and fitness clubs).

Banca Transilvania joined the program Visa World's Best Offers and Visa Platinum Privileges, in order to facilitate access to attractive offers for Visa Platinum clients. For additional details, please contact: www.visadestinations.com and www.bancatransilvania.ro.

Visa Platinum card consolidates the bank's portfolio of products and services, comprising currently 13 types of credit and debit cards, segmented according to the targeted client's needs. Banca Transilvania issued 900,000 cards and has a market share of 9.88%.

AEGON AND BANCA TRANSILVANIA TO FORM PARTNERSHIP IN ROMANIA

AEGON and Banca Transilvania have signed a memorandum of understanding to jointly develop and operate a mandatory pension company in Romania. The 50-50 joint venture company will be established during the summer of 2007 in anticipation of the mandatory pension system, which is expected to be operational in Romania by early 2008. In addition, AEGON will establish a life insurance company in Romania that will enter into a distribution agreement with Banca Transilvania to sell co-branded products through the bank's extensive network of 340 branches. The pension company will be based in Cluj-Napoca, Romania.

Donald J. Shepard, Chief Executive Officer and Chairman of the Executive Board of AEGON N.V. stated, "We are delighted to fulfill our intention to enter Romania with such a strong and respected partner as Banca Transilvania. This new partnership continues our focus on developing AEGON's presence throughout the Central and Eastern European region where we believe we can achieve above average growth over the next several years. With the introduction of a mandatory pension system in the coming year, AEGON looks forward to providing customers in the region with life insurance and pension solutions that will meet their developing needs."

Robert C. Rekkers, Chief Executive Officer of Banca Transilvania stated: "Banca Transilvania, as a bank and flagship of BT Financial Group is an active player on the Romanian financial market, offering a complete range of banking and financial services. Now, through the pension joint venture with AEGON we continue to be first movers in Romania, adding value to our customers and shareholders."

"The proposed partnership with Banca Transilvania and our recent acquisition of a pension management company in Poland will further strengthen our presence in the Central and Eastern European pension markets", said Gábor Kepecs, Chief Executive Officer of AEGON Central and Eastern Europe, who will lead AEGON's implementation of the new joint venture company. "We look forward to combining AEGON's expertise in providing innovative life insurance and pension solutions with the solid reputation and strong distribution capabilities of Banca Transilvania to maximize the opportunities in the Romanian market."

AEGON and Banca Transilvania expect to enter into definitive agreements regarding this partnership later this year, subject to regulatory approvals.

ABOUT BANCA TRANSILVANIA
With a market share of 4.5%, Banca Transilvania is the fifth largest commercial bank in Romania. The bank's headquarters are located in Cluj-Napoca, Transylvania's most important city, and during its thirteen years of activity the bank has become a national player, with more than 4,500 employees and 340 branches. Since 1997, Banca Transilvania is listed on the Bucharest Stock Exchange. The bank is the core and synergy driver of BT Financial Group offering integrated financial services like: banking, general insurance (BT Asigurari being among the top 10 non-life insurance companies in Romania), leasing, brokerage, factoring and asset management. Due to its outstanding results, Banca Transilvania has received several awards from reputable financial publications: "Best Bank for SMEs", awarded by Bucharest Business Week, and "Bank of the Year 2006", awarded by Oskar Capital. Starting in 2002, under the management of Dutchman Robert C. Rekkers, Banca Transilvana embarked on an ambitious expansion in Retail, SMEs and Corporate Banking. Innovation, flexibility, dynamism are key words to describe Banca Transilvania, a modern financial institution focused on clients.

ABOUT AEGON
AEGON is one of the world's largest life insurance and pension companies, and a strong provider of investment products. We empower our local business units to identify and provide products and services that meet the evolving needs of our customers, using distribution channels best suited to their local markets. We take pride in balancing a local approach with the power of an expanding global operation.
With headquarters in The Hague, the Netherlands, AEGON companies employ approximately 27,000 people. AEGON's three major markets are the United States, the Netherlands and the United Kingdom. In addition, the Group is present in a number of other countries including Canada, China, Czech Republic, Hungary, Poland, Slovakia, Spain and Taiwan.
Respect, quality, transparency and trust constitute AEGON's core values as the company continually strives to meet the expectations of customers, shareholders, employees and business partners. AEGON is driven to deliver new thinking and our ambition is to be the best in the industry.

BANCA TRANSILVANIA STENGTHENS ITS PRESENCE ON THE LEASING MARKET

Following the purchase and share subscription of MEDICREDIT LEASING IFN S.A., Banca Transilvania currently owns 38,89% of its share capital. The company's object of activity is operational and financial leasing for the purchase of medical equipment. Moreover, following capital placement performed through BT Investments SRL - a company of BANCA TRANSILVANIA Financial Group - BT owns 51% of the share capital of BT FINOP LEASING IFN S.A., whose activity consists of financial intermediation.

Banca Transilvania currently owns 13.191 nominal shares within S.C. MEDICREDIT LEASING IFN S.A, in amount of RON 1.319.100, amount subscribed and fully paid-in by the bank at 20.12.2006. The bank has the possibility to purchase until 31.07.2007, at least 50% + 1 share of the share capital of S.C. MEDICREDIT LEASING IFN S.A., becoming the main company shareholder.

The object of these purchases is to strengthen BT's presence in the leasing field, by performing operational and financial leasing activities, as well as leasing designed for the medical field.

Banca Transilvania is the core of BANCA TRANSILVANIA Financial Group, incorporated in 2003. It meets the diversified market requests through its offer of integrated financial services. The Group includes companies performing their activities in different domains, such as: banking, insurance, leasing, securities, consumer finance, factoring and business management.

BANCA TRANSILVANIA, THE BANK OF THE YEAR 2006

Banca Transilvania has been granted the award The Bank of the year 2006, by Capital Magazine, with the occasion of «Oskar Capital» Gala Awards.

This important award symbolizes the recognition of a successful year for the bank, a key step for what the bank represents: commitment, performance, dynamism and entrepreneurial spirit. Banca Transilvania aimed to convert the year 2006 into a year of quality in all fields: services, products and staff. One of the bank's objectives is to maintain its high quality standards, in the conditions of aggressive competition, thus making a difference on the market.

Banca Transilvania reached a market share of 4.5 %, in terms of assets, being situated on the 5th place among banks operating in Romania; moreover, BT is the only bank with majority private local capital in the top 10 banks. Also, the number of active clients - individual and companies- exceeds 750,000, due to the bank's complex offer of products and services launched periodically, extension of local network and last but not least employees' involvement in the overall activity.

A significant increase was registered in number of units, thus bringing BT even closer to its clients. Currently, the bank performs its activity in 325 branches and agencies, covering the main economic areas in the country. In 2006, the bank opened over 100 locations launching also in Timisoara BT Cafè^TM and Italian Desk - office designed for Italian business people in the respective area. All these new operational units mean new work places - almost 189 employees are hired per month, BT's team reaching currently 4,500 persons.

BT's three main business lines - retail, SMEs and corporate - continued to develop products thus anticipating the trend, products boosted by specialised personnel. For the Romanian entrepreneurs, the bank launched every three month, according to its strategy, specific products: "SCONTARE 100%", "Banking subscription", "Romania's Entrepreneurs Club" and soon "Housing loans without down payment for SMEs"
Corporate clients which perform at least 50% of the account movements via Banca Transilvania, benefit beginning with this year, of the "Business Account", which comprises specialised services, in order to offer this category of clients a special treatment, worthy of "business class". As for individual clients, they benefit as well of new products, such as: "Savings account" or "0% interest loan without instalments", as well as campaigns designed to attract and retain clients.

Banca Transilvania continued to be in 2006 one of the most attractive companies listed at Bucharest Stock Exchange. Important financing lines with different destinations, from international financial institutions were contracted.

Because Banca Transilvania is all about commitment to people, it got involved in the community's life, thus contributing, this year only, with over EUR 400,000 in 150 different projects: education, environment, and sports. An important campaign was "You choose. Banca Transilvania makes the commitment", program by which the bank allotted significant amounts for carrying out local interest projects in four Transylvanian cities. The involvement and attention to society's needs ensured added value in favour of citizens, as well as support to the Romanian entrepreneurial spirit.

BANCA TRANSILVANIA LAUNCHED PRODUCT NR. 8 FOR SMEs

One of BT's main objectives is to support the Romanian entrepreneurial spirit. As part of this strategy, the bank launches quarterly, a product designed for Romanian entrepreneurs.

Product no. 8, Housing loans without down payment for SMEs, was launched on 29 November 2006 in Bucharest within a press conference; this product, enhanced and improved the portfolio designed for SMEs and is considered a novelty on the Romanian banking market and is designed for the companies willing to perform a real estate investment.

Ionut Patrahau, DCEE of Banca Transilvania, stated: "We grow in the future. We are an optimistic bank for optimistic clients. We take advantage of opportunities that sometimes do not occur twice and we believe that Romanian entrepreneurs should do the same. By investing in real estate they have higher chances to win. So do us. "

Housing loans without down payment for SMEs are a lending product designed for real estate purchasing such as: company lodging, business offices, - including medical offices, notary offices, commercial outlets, in-town lands. Via this new product, the bank supports the growth of Romanian entrepreneur's activities, thus covering the company's financing needs related to real estate investments. A new office, a more visible and modern location, land purchase - are important elements for business enhancement. All these can be fulfilled by contracting BT's Housing loans without down payment for SMEs.

The attractiveness of this product is also enriched by the generous lending period, up to 15 years and more, and the fact that no down payment is required. Maximum granted amount for this product is of EUR 200,000 (RON equivalent)

Product no. 8 for SMEs, launched by Banca Transilvania, is designed for Romanian entrepreneurs - current and potential BT customers, with a turnover up to 1,5 million RON, as well as for licensed individual clients.

This product is linked to the entrepreneur's desire to purchase a real estate property for the company. The opportunity comes from BT, minimum conditions required for this product being: company's turnover must be positive, the company must register operational profit - according to the last balance sheet; the borrower was not registered in OPI with more than three major incidents in the last 6 months and it can issue banking cheques; loans contracted in the last 12 months are not registered in BBR with debt service A, and the company must be financially stable.

Banca Transilvania developed in a short period a diversified portfolio of products and services designed for Romanian entrepreneurs: 1 ORA rapid loans package, START Up loan, 0% interest loan, Scontare 100%, Banking subscription.
Moreover, Romanian's entrepreneurs club offers consultancy and training regarding these products, the club having an enormous impact since its launching 2 months ago with more than 3000 members.

BT's objective is to become the No.1 Bank for SMEs. That is why, the effort of our professionals focuses on fulfilling this plan, the main ingredients of success being: bold plans, new services and products, a significant network all over the country and lots of passion.

Banca Transilvania launched its first banking coffee shop in Timisoara on 16 November 2006, being the third city, after Bucharest and Constanta, where BT extends its brand. BT's target is to open other BT Café coffee shops in several big cities, in order to offer current and potential customers an unconventional business environment, where "business has a different taste".

BT café is located in Piata Unirii, 2 Palanca Street and has a capacity of over 30 seats, the coffee shop being open from Monday to Friday, from 8:30 - 24:00, and Saturday from 11:00 to 24:00.

Next to Bt Café coffee shop, Banca Transilvania opened Baroc Agency, unit which will ensure a wide range of services for individual and company clients. Moreover, the customers will benefit of consultancy both in insurance and brokerage field from qualified staff within Banca Transilvania Financial Group. Thus, through BT Café TM, BT meets the requirements of more sophisticated market, offering integrated financial services.

Robert C. Rekkers, CEO of the bank, stated: "BT Café is both a formal environment and a relaxing one, a meeting place for business people and not only. For us, this concept means a new and different approach for clients in Timisoara. BT Café TM is an unconventional business environment where banking services mix with a tasty coffee"

BT Café - Timisoara represents an ideal environment to taste a savory coffee with cookies, in a pleasant and relaxing atmosphere. Besides enjoying a coffee, customers can perform banking operations having wireless internet access and multiple financial information channels. Moreover, the evolution of the stock market and FX rate is constantly available on BSE ticker tape. BT's investment in Timisoara project exceeds EUR 200,000.

Banca Transilvania has 11 operational units in Timisoara and in this spring an Italian Desk designed for Italian business people was opened. The bank has a significant local market share of 6% and around 24,000 individual and company clients.

The first banking coffee shop was open in 1815 in Warwick, Rhode Island, being currently a tourist attraction. After almost 200 years, Banca Transilvania implemented this concept in Bucharest, Constanta and Timisoara, adapting it to the local business environment.

Banca Transilvania received the prize "the most valuable company with domestic private capital" within the gala "Premiile ZiarulUI Financiar". The ceremony took place at Athenee Palace Hilton on 14 November 2006.

Banca Transilvania was represented by Mr. Robert C. Rekkers CEO. In his speech, Mr. Rekkers stated that this was one of the most important awards received by the bank, as BT started its activity as a local bank, proving its flexibility, openness and commitment towards community, as well after its network extension. Moreover, Mr. Rekkers outlined that Banca Transilvania's values are given by its financial performance, clients and shareholders' trust in the bank, and last but not least Mr. Rekkers insisted to thank the entire bank's staff for its ongoing support.

Criteria considered for prize awarding: stock capitalization (for listed companies), market shares, transaction values, financial results.

"Ziarul Financiar" published with this occasion, the yearbook "The most valuable 100 companies in Romania"

Romanian entrepreneurs club, founded by Banca Transilvania, has currently 2,000 members.
The club was recently launched, on September 28, 2006 in Cluj-Napoca and October 3, 2006 in Bucharest, offering a new concept on the Romanian banking market - consultancy and training for the bank's customers.

1,200 members in 28 cities participated in the organized seminars, the feedback being a very positive one.

Among 2,023 members, 10% are not BT's clients.

For more details pleas access: www.btclub.ro.

The package is part of a larger financing programme to help sustain Banca Transilvania's substantial growth and ambitious development plans. The bank is particularly strong in the small and medium-sized enterprises and retail sectors. The international loan follows a recent capital increase which raised €35 million primarily from the bank's local small shareholders. The EBRD which with a 15 per cent-stake is the bank's largest single shareholder also participated in this capital increase.

Hildegard Gacek, EBRD Director for Romania, said the loan will mark a further step in Banca Transilvania's development as a key bank in Romania and its recognition by the international banking market. Supporting the bank with its extensive branch network will help to make a substantial contribution to the development of financial services in the country. Customers stand to benefit from the ensuing increase in competition.

Arthur Arnold, CEO FMO: "We are very proud to be part of this transaction. Banca Transilvania is a truly entrepreneurial and dynamic bank. FMO is convinced that the financial sector is the engine for economic growth. This project will further strengthen the partnership between all involved organisations."

Dr. Klaus Glaubitt, Chairman of the Board of EFSE, underlined the strong position of Banca Transilvania. This transaction is an important step in the consolidation of our cooperation and underlines the common strategic goal of developing the Romanian markets for housing and small and micro enterprises (SMEs). By strengthening the Bank's Tier 2 capital, the subordinated loan provides a vital support for the Bank's planned growth of its loan portfolio.

Reinhard Bollmann, Vice President Portfolio Management within DEG, said: "We are proud to support with Banca Transilvania a bank distinguished by exceptional regional knowledge and a proven track record. As one of the bank's focus activities is on financing of small and medium-sized enterprises, the project renders a contribution to securing jobs in this field. We support the development of such growth-intensive commercial banks for the sake of financial-sector diversification and improvement of access to financial services."
Shahbaz Mavaddat, IFC's Director for Southern Europe and Central Asia, said, "Banca Transilvania is an innovative local bank that is expanding into the small and medium enterprise and mortgage finance sectors, which are strategic priorities for IFC in Romania."

Robert C. Rekkers, Banca Transilvania's CEO, used the opportunity to thank the bank's partners EBRD, IFC, DEG, FMO and EFSE for showing once again their strong support to Banca Transilvania's development strategy. Banca Transilvania is proud of being able to put together five of the most important IFIs, which committed themselves, along with the bank's shareholders, to strengthen the capital base of one of the most dynamic banks in Romania.

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The EBRD, owned by 60 countries and two intergovernmental institutions, aims to foster the transition from centrally planned to market economies in central and eastern Europe and central Asia. Visit the EBRD's website: www.ebrd.com