OUG113/2009&OUG50/2010

Emergency Government OrdinanceS 113/2009 and 113/2009

Dear client,

We hereby inform you that the Emergency Government Ordinance no. 113/2009, on payment services is in force as of November 1, 2009, being a legal act that is meant to support clients and that transposes the provisions of European Directive no. 2007/CE into the Romanian law. The objectives of such regulations are:

The new legal provisions apply to all payment operations performed in the currency of the member states belonging to EU/EEA, if both the payer’s bank and the beneficiary’s bank are located in a Member State.

The payment services provided by Banca Transilvania have been aligned with these requirements, leading to the amendment of the existing contractual documentation. Thus, the following has been supplemented and amended:

Likewise, we hereby inform you that the Emergency Government Ordinance no. 50/09.06.2010, on consumer loan agreements is in force as of 21.06.2010, being a legal act that transposes the provisions of European Directive no. 2008/48/CE into the Romanian law.

You can view an updated form of the previously mentioned documents using the links below or visiting any Banca Transilvania unit. Please be informed that a copy of the previously mentioned agreements will be provided to you, free-of-charge, in any Banca Transilvania location.

For additional information, please do not hesitate to visit any Banca Transilvania unit or contact us at the e-mail address contact@bancatransilvania.ro.

Updated documents:

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