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Banca Transilvania SA

Cluj-Napoca, Cluj, Calea Dorobantilor Street, no. 30-36, Romania

Aurel Bernat - Executive Director of Financial Institutions & Investor Relations

Diana Mazurchievici - Director Integration ESG & Investor Relations

E-mail: investor.relations@btrl.ro

Tel: + 40 264 407 150

Fax: + 40 264 407 179

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Financial GroupBanca Transilvania

The largest financial ecosystem in Southeastern Europe, with an essential role in the economy, is present in Romania, Italy, and the Republic of Moldova and is active in banking, asset management, brokerage, leasing, private pensions, microfinancing, insurance and technology.

The mission of the over 20 companies of the BT Group is to contribute to supporting over 6 million customers and to the sustainable development of communities.

Bank entrepreneurial people

The largest bank in Romania and in South-East Europe.

See Banca Transilvania
MIL184.264RON
Total active

7 MIL

of cards in portfolio

4,6 MIL

of active customers in Romania

5,3 MLD EUR

market capitalization

Don't delay invest today

Top 3 in the Asset Management market in Romania.

See BT Asset Management
MIL6.079RON
Total active under management

1ST

The most performant local investment fund: BT Technology

>200.000

of clients

+50%

out of the new investors from Romania chose to work with BTAM in 2024

Your partner in financial strategies

Romanian consulting company in the field of M&A and Corporate Finance.

See BT Capital Partners
MIL880RON
Total active

1ST

The most active intermediary in the bond segment on the Bucharest Stock Exchange

~30%

BVB market share

+50,000

of active accounts

Credit for wanted and unforeseen

Non-banking financial institution specialized in consumer loans.

See BT Direct
MIL1.149RON
Total active

+20%

active 2024 versus 2023

260.000

of clients

3

co-branded cards for quick and efficient financial solutions

For entrepreneurs always in motion

Market leader in leasing in Romania.

See BT Leasing
MIL6.169RON
Total active

+42.000

of clients

1 out of 3

cars financing in 2024 are "environmentally friendly"

1

The only leasing company in Romania that does registrations in other counties besides Bucharest

The greatest supporter of small businesses

Part of the largest support ecosystem for SMEs in Romania.

See BT Small
MLD1.218RON
Total active

8/10

businesses take the first loan with BT Mic

+30.000

the number of members in the entrepreneurial community STUP

793

of schools and kindergartens were financed through BT Mic

Invest today, for you from tomorrow

The only Romanian company managing optional pensions.

See BT Pensions
MIL290RON
Total active under management

3RD

in the ranking of voluntary pension funds, by number of participants is occupied by Pensia Mea

+100,000

of people chose to invest in My Pension from BT Pensions

X2

the value of monthly contributions to the Pensia Mea fund has doubled during 2024

#AppetiteforBanking

The first commercial bank in the Republic of Moldova, founded in 1989.

See Victoriabank
MIL6.342RON
Total active

3RD

the largest bank in the Republic of Moldova, by assets

+333.000

of active clients

155 MIL RON

net profit
<h2>Banking, but <u>the way you want</u></h2>

Banking, but as you want

The first 100% Romanian neobank.

See Jump
MIL1.253RON
Total active

Top 10

banks in Romania, by number of clients

500.000

of clients in the first year from launch

400

of releases in the application, in the first year after launch

20 years in insurance brokerage

In the top 10 insurance brokerage companies.

See BT Insurance Broker
MIL72RON
Turnover

42.000

of clients supported through insurance brokerage

>10

millions of euros in gross premiums written

60.000

of issued policies
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AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

The use of AI Search implies acceptance of the Terms and Conditions.

Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

Banca Transilvania does not provide any guarantees regarding the answers given by this service.

AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for the processing of such data for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

The content offered by AI Search is for informational purposes only.

Users are responsible for the questions and messages addressed within the use of AI Search. Any abuse or inappropriate language may lead to the interruption of the interaction.

AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

Terms and conditions may be reviewed/updated at any time.

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