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Banca Transilvania SA

Cluj-Napoca, Cluj, Calea Dorobantilor Street, no. 30-36, Romania

Aurel Bernat - Executive Director of Financial Institutions & Investor Relations

Diana Mazurchievici - Director Integration ESG & Investor Relations

E-mail: investor.relations@btrl.ro

Tel: + 40 264 407 150

Fax: + 40 264 407 179

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Cosmin Călin

Deputy General Director Large Corporate

Cosmin Călin is the newest member of BT's Steering Committee, since May 2026, a role from which he coordinates the areas of Large Corporate, Structured Financing and Factoring. With over 25 years of experience in banking, he contributes to the development of one of the bank's most important business segments, Large Corporate.

He has been part of the BT team since 2018, and until May 2026 he was Senior Executive Director Large Corporate, Structured Finance and Factoring. His professional journey also includes 13 years of activity at Banca Românească, Bancpost and EFG Bank.

Cosmin Călin is also a member of the Board of Directors of BT Pensions, contributing to the company’s development directions regarding pension funds.

He graduated Executive MBA - Academy of Economic Studies, National Institute of Economic Development – Conservatoire National des Arts et Metiers (CNAM – Paris) and Faculty of Economic Studies in Foreign Languages (SELS), English section, Bucharest.

He was born in 1977, in Sibiu.

Professional experience
May 2026 – present

Banca Transilvania

  • Deputy General Director Large Corporate
  • Member since:

- The Leaders Committee
- Credit Policy and Approval Committee
- Remediation and Workout Committee for Companies

2023 – Present

BT Pensions

  • Member of the Board of Administration
2018 – 2026

Transilvania Bank

  • Senior Executive Director Large Corporate, Structured Finance and Factoring
2005 – 2018

Banca Românească

  • Executive Director Corporate Banking
2004 – 2005

Banca Românească

  • General Director Advisor Director Large Companies
2003 – 2004

Bancpost

  • Credit Risk Director Companies
2000 – 2003

Bancpost

  • Officer Large Companies Client Relations
Education and training

2000 – 2002
Academy of Economic Studies - National Institute of Economic Development, Bucharest, Romania &


National Conservatory of Arts and Crafts, Paris, France

  • Executive MBA


1995 –1999
Academy of Economic Studies - Faculty of Economic Studies, Bucharest, Romania

  • Bachelor in economic studies


Certifications and courses:

2024
Harvard Business School: Leadership Program

  • Team Diagnostic
  • Building a Great Company


2022 
London Business School

  • Exploiting Disruption in a Digital World


2021 
London Business School

  • Innovation Products and Services


2020 
Human Synergistics International

  • Organizational Culture Course

 

2019 
London Business School 

  • Decision Making Strategies for Leaders
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AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

The use of AI Search implies acceptance of the Terms and Conditions.

Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

Banca Transilvania does not provide any guarantees regarding the answers given by this service.

AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for the processing of such data for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

The content offered by AI Search is for informational purposes only.

Users are responsible for the questions and messages addressed within the use of AI Search. Any abuse or inappropriate language may lead to the interruption of the interaction.

AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

Terms and conditions may be reviewed/updated at any time.

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