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Banca Transilvania SA

Cluj-Napoca, Cluj, Calea Dorobantilor Street, no. 30-36, Romania

Aurel Bernat - Executive Director of Financial Institutions & Investor Relations

Diana Mazurchievici - ESG Integration Director & Investor Relations

E-mail: investor.relations@btrl.ro

Tel: + 40 264 407 150

Fax: + 40 264 407 179

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HoriaCiorcilă

President of the Board of Directors

Horia Ciorcilă has been part of the story of Transilvania Bank since its beginning, being one of the founders. Now in his seventh term as Chairman of the Board of Directors, he has so far played an essential role in the evolution of BT, which over time has become the leader of the banking market in Romania and Southeast Europe.

At Banca Transilvania, Horia Ciorcilă is also:

  • Member of the Remuneration Committee
  • Member of the Nomination Committee

He is part of the first generation of entrepreneurs in post-1989 Romania. The businesses created then laid the foundations of the Romanian entrepreneurial fabric, and those that have grown have played an essential role in the country's economic development and European integration.

Besides banking, he founded and developed businesses in telecommunications, real estate, health, education, sports, HoReCa, energy, and photovoltaic parks. In 2018, he founded Winners Holding Investments, with a presence in key sectors of the economy.

He is decorated with the Nihil Sine Deo distinction (2024) by the Royal Family of Romania.

Was born in 1963, in Cluj-Napoca.

Professional experience
2002 – Present

Transylvania Bank

  • President of the Board of Directors
2013 – Present

Evergent Investments (SIF Moldova)

  • Member of the Board of Directors
2018

Winners Holding Investments

  • Founder
2016 - 2020

HERE, Construction field

  • Member of the Board of Directors
2016

Queen Maria

  • Partnership with the private health network Regina Maria for the construction of the largest private general hospital in Transylvania
2014

EMBA University of Hull

  • Contribution to the founding of EMBA University of Hull, the first 100% British business school in Cluj-Napoca, a partnership between BT, University of Hull (United Kingdom), Babeș-Bolyai University, and Electrogrup.
2012 - 2013

BT Asset Management

  • President of the Board of Directors
2007 - 2009

BT Aegon

  • President of the Board of Directors
2006

Winners Tennis Club

  • Founder
2005 – 2010

BT Asset Management

  • Member of the Board of Directors
2000 – 2009

BT Insurance

  • President of the Board of Directors
1996

RomVioCons – Omniconstruct, Construction domain

  • Founder
1995 – 1996 – 2006

Maestro Industries, Food & Hospitality industry

  • Founder
1994 – 2002

Transylvania Bank

  • Member of the Board of Directors
  • Founder
1993 – 2005

ASTRAL TV
The group of cable communication companies ASTRAL TV, STORM TV, become in 2000 ASTRAL TELECOM, the largest cable television and internet provider, acquired by UPC Romania in 2005

  • Founder, administrator and director
1990 – 1993

Comitra, company with Import/Export profile

  • General Director
Education and training

Cluj-Napoca Polytechnic Institute, Faculty of Automation-Computers, Romania

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Disclaimer

AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

Using AI Search requires acceptance of the Terms and Conditions.

Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

Banca Transilvania does not provide any warranty regarding the answers given by this service.

AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

The content provided by AI Search is for informational purposes only.

Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

Terms and conditions may be revised/ updated at any time.

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