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    BT

    Open an account online

    The account that grows with your business

    Join the largest community of entrepreneurs in Romania directly from the app, in just a few minutes.

    Skip to main content

    100% online, without roads

    You open the account directly from your laptop or phone, without going to the agency.

    Without documents, without worries

    It is enough to have your ID card handy. You start using the account on the very day you open it.

    ZERO commission in the BT network

    You are part of the largest community of entrepreneurs in Romania.

    You choose the package Unlimited

    You have 4 current account package options, from 0 fees to All inclusive.

    Your account in BT Go

    Online account directly from the app

    Be in control from day one with BT Go. You have everything related to your business just one click away.

    All cards, at hand

    You issue, block, modify trading limits, everything directly from the app.

    Instant transfers

    Payments to partners or the state budget? Everything at one click distance.

    Account statements

    You have a section dedicated just for that, so you have the best possible relationship with your accountant.

    Lei or foreign currency?

    You open new accounts, save money, and make simple or negotiated currency exchanges in any currency.

    You are safe

    You have full control over your accounts for any unforeseen situation that may arise.

    BT
    Are you at the beginning of the road?

    CHOOSE Account first year free

    Choose the package Unlimited

    Different businesses, different needs. So, you have four current account package options to choose from.

    Unlimited & 25
    76 lei / month
    • Internet & Mobile Banking with BT Go
    • 25 interbank operations in lei and foreign currency with ZERO commission
    • Preferential commissions at POS
    Unlimited All Inclusive
    129 lei / month
    • Unlimited operations with any bank
    • Internet & Mobile Banking with BT Go
    • Preferential commissions at POS
    Unlimited in the BT Network
    29 lei / month
    • Interbank collections with ZERO commission
    • Internet & Mobile banking with BT Go
    • Visa Business debit card with ZERO issuance fee

    ELIGIBILITY CONDITIONS

    • You are the sole associate and legal representative
    • You have an LLC, LLC-D or PFA company registered at the Trade Register
    • You are a resident and have an identity card issued in Romania
    • Don't you already have a corporate account at BT
    BT

    Good to know

    We process requests from Monday to Friday, between 09:00 and 19:00. Requests sent after 19:00 or on the weekend will be processed on the next working day, starting at 09:00.

    I cannot apply for other associates or persons authorized by power of attorney. For certain areas, it may be necessary to visit the agency.

    For opening an online account, you only need a simple identity card.

    If you are not eligible, at the agency opening you will need:

    • LLC/LLC-D, II, IF, JSC
    • The company's constitutive documents
    • Certificate of registration at the Trade Register
    • Certificate of Incorporation ONRC (issued max. 30 days before)
    • Legalized and translated documents (for non-residents)
    • Proof of residence in Romania (for the legal representative)

    FAST HELP

    It takes less than 5 minutes to start doing business at BT. ⚡

    1. Download the app from App Store/Google Play/Huawei Store

    2. Check that you meet the conditions for opening an online account. If you do not meet them, rest assured, the in-branch account opening process is very fast.

    3. Complete the company data

    4. You go through the remote identification process

    5. Set the access password and biometric authentication

    6. You add and confirm your contact details

    7. You enter the application and configure the account

    8. And done! We check the data and get back to you with the confirmation of account opening

    Simplu. 😄 You only need the identity card and to be the legal representative of the company.

    ❗ You can open an account online only if your company is registered with the Trade Register and you are the sole associate with the status of the company's legal representative.


    You must meet the following criteria:

    ➤ to be the sole associate and legal representative of the company for which you want to open the account;

    ➤ to be a resident and to have an identity card issued in Romania;

    ➤ your company to be an LLC, an LLC-D or a sole proprietorship registered with the Trade Register;

    ➤ for certain fields of activity it is possible that you will have to come to a BT unit.

    If you have met the above conditions you can open an account online quickly here. 😃 

    For all other situations in which you do not meet the eligibility conditions for opening the online account, we are waiting for you in our units.

    What documents do you need in the unit:

    ➤ The company's articles of incorporation

    ➤ Registration Certificate at the Trade Registry

    ➤ The certificate of registration from the Trade Register Office issued no more than 30 days before submitting the documents to the bank for opening the account

    ➤ For non-residents, it is necessary to have all the mentioned documents legalized and translated into Romanian and a copy of the VAT registration number from the country of residence

    In certain situations, it is possible that we may also ask you for additional documents.

    If you want to open a account online for you, you can do this regardless of the time through BT Pay.

    If you want to open a company account, you can do this 100% online, from anywhere. However, you need to know that we can process your online account opening request from Monday to Friday between 09:00 and 19:00. If you send it to us after 19:00, we will be able to resolve it the next day, starting at 09:00. And if you make the request on the weekend, we will take care of it on Monday, after 09:00. 😃

    Yes, normal! 😃 Before anything else, make sure you meet all the eligibility criteria:

    ➤ you are a resident and have an identity card issued in Romania;

    ➤ you are the legal representative of the company for which you want to open the account;

    ➤ don't you already have a company account at BT;

    ➤ Your sole proprietorship must be registered with the Trade Register;

    ➤ for certain fields of activity it is possible that you will have to come to a BT unit.

    All good? Then, let's open the account online.

    Also, in case you do not meet the eligibility conditions for opening the online account, we are waiting for you in BT units . 😊

    open account directly from the app

    Open a business account online and let banking keep up with your business.

    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
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    AI Search offers automatically generated answers, using Claude-Haiku-4.5 technology and an advanced orchestration mechanism through agents. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
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    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    The use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any guarantees regarding the answers given by this service.

    AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for the processing of such data for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content offered by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed within the use of AI Search. Any abuse or inappropriate language may lead to the interruption of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be reviewed/updated at any time.