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    Deschide cont online, 24/7

    2 ani cu zero costuri pentru afacerea ta

    Fie că ești la început de drum sau ai deja o afacere, deschide cont 
    100% online și hai în cea mai mare comunitate de antreprenori
    din România direct din BT Go, în 15 minute.

    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori sunt deja la BT!
    +600.000 antreprenori
    sunt deja la BT!

    100% online, 24/7

    Deschizi contul direct de pe telefon, oricând vrei și oriunde ai fi.

    Without papers, without worries

    It is enough to have the ID at hand. You start using the account on the very day you open it.

    ZERO comisione la tranzacții

    Faci tranzacții nelimitate, fără costuri cu toți partenerii tăi, indiferent la ce bancă sunt ei.

    Încasezi la cele mai bune costuri

    Acceptă plăți la POS/POS App sau online, și ai comisioane preferențiale la toate încasările cu cardul.

    2 ani de operațiuni Nelimitate, fără costuri

    Fie că ești la început de drum sau ai deja o afacere pentru care vrei mai mult, ai cea mai bună ofertă la pachetul de cont.

    Payments and collections
    • Operațiuni interbancare nelimitate în lei și valută
    • Încasări interbancare nelimitate în lei și valută
    • 40 SMS-uri BT Alert
    POS &
    E-comm
    • Comision de procesare BT POS APP 0,9% 0.7% +0.1 lei
    • POS processing commission 0,9% 0,7%
    • E-commerce processing commission 1.00% 0,9%
    Business banking
    • Internet & Mobile Banking through BT Go
    • 12 luni gratuite la FGO, platforma de facturare integrată în FGO
    • Ai 12 luni în care îți poți completa gratuit Declarația Unică prin aplicația SOLO.

    BT Go

    Cont 100% online în 15 minute

    Începe să faci business banking cu BT Go și ai 24 de luni gratuite pentru afacerea ta.

    All cards, at hand

    You issue, block, modify trading limits, all directly from the app.

    Instant transfers

    Plăți către parteneri sau bugetul de stat? Totul la un tap distanță.

    Account statements

    Ești relaxat și tu, și contabilul tău. Ai extrase de cont zilnice, lunare, pe care le poți descărca în PDF, CSV sau MT940, bulk sau individual.

    Lei or currency?

    You open new accounts, save money and make simple or negotiated currency exchanges in any currency.

    You are safe

    You have full control over your accounts for any unforeseen situation that may arise.

    BT
    Vrei să îți muți afacerea la BT?

    deschizi contul în 15 minute și ai primele 24 de luni gratuite

    DESCHIZI CONT ONLINE DACĂ

    • You are the sole associate and legal representative
    • Ai o companie, un PFA sau practici o profesie liberală
    • You are a resident and have an identity card issued in Romania
    BT

    Good to know

    Oferta este disponibilă pentru companiile care nu aveau o relație de business activă cu BT la 7.09.2026 și care își deschid un cont de business în perioada septembrie-decembrie 2026.

    When opening an account online in BT Go, other associates or authorized persons by power of attorney cannot be added. To open an online account, you only need a valid ID card.

    For certain areas, a visit to the branch may be required.

    If you are not eligible, at the agency opening you will need:

    • LLC/LLC-D, II, IF, SA
    • The constitutive documents of the company
    • Certificate of Registration at the Trade Register
    • ONRC registration certificate (issued max. 30 days before)
    • Legalized and translated documents (for non-residents)
    • Proof of residence in Romania (for the legal representative)

    QUICK HELP

    Durează doar 15 minute să începi să faci business la BT. ⚡

    1. Download the application from App Store/Google Play/Huawei Store

    2. Verifică să îndeplinești condițiile de deschidere de cont online. Dacă nu le îndeplinești, stai liniștit, procesul de deschidere de cont din unitate merge foarte repede.

    3. Complete the company data

    4. Parcurgi procesul de identificare la distanță sau te identifici din BT Pay

    5. Set the access password and biometric authentication

    6. You add and confirm your contact details

    7. Intri în aplicație și configurezi contul

    8. And done! We verify the data and get back with the account opening confirmation

    Simple. 😄 You only need the identity card and to be the legal representative of the company.

    ❗ You can open an account online only if your company is registered with the Trade Register and you are the sole associate with the status of legal representative of the company.


    Oferta este disponibilă pentru IMM-urile și microîntreprinderile care își deschid un cont curent la Banca Transilvania în perioada septembrie-decembrie 2026, indiferent de vechimea firmei.

    Oferta este disponibilă atât pentru relațiile deschise online prin BT Go, cât și pentru cele deschise într-o unitate BT.

    Yes, normal! 😃 Before everything, make sure that you meet all the eligibility criteria:

    ➤ you are a resident and have an identity card issued in Romania;

    ➤ you are the legal representative of the company for which you want to open the account;

    ➤ don't you already have a business account at BT;

    ➤ Your sole proprietorship must be registered with the Trade Registry;

    ➤ for certain areas of activity it is possible that you may need to come to a BT unit.

    All good? Then, come on, let me open the account online.

    Also, in case you do not meet the eligibility criteria for opening the online account, we are waiting for you inthe BT units. 😊

    Deschide cont 100% online, 24/7

    Hai cu afacerea ta la BT până în 31 Decembrie 2026 și ai 24 de luni fără costuri la pachetul de cont curent.

    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.