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    BT

    Open a business account

    The account that grows with your business

    Join the largest community of entrepreneurs in Romania directly from the app, in just a few minutes.

    Skip to main content

    100% online, without roads

    You open the account directly from your laptop or phone, without going to the agency.

    Without papers, without worries

    It is enough to have the ID at hand. You start using the account on the very day you open it.

    ZERO comisione in the BT network

    You are part of the largest community of entrepreneurs in Romania.

    You choose the package Unlimited

    You have 4 current account package options, from 0 fees to All inclusive.

    Your account in BT Go

    Online business account directly from the app

    Be in control from day one with BT Go. With a single click, you have everything related to your business.

    All cards, at hand

    You issue, block, modify trading limits, all directly from the app.

    Instant transfers

    Payments to partners or the state budget? Everything just a click away.

    Account statements

    You have a section dedicated just for that, so you can have the best possible relationship with your accountant.

    Lei or currency?

    You open new accounts, save money and make simple or negotiated currency exchanges in any currency.

    You are safe

    You have full control over your accounts for any unforeseen situation that may arise.

    BT
    Are you at the beginning of the road?

    CHOOSE Business Account First Year Free

    Choose the package Unlimited

    Different businesses, different needs. Therefore, you have four options of current account packages to choose from.

    Unlimited & 25
    76 lei / month
    • Internet & Mobile Banking with BT Go
    • 25 interbank operations in lei and foreign currency with ZERO commission
    • Preferential commissions at POS
    Unlimited All Inclusive
    129 lei / month
    • Unlimited operations with any bank
    • Internet & Mobile Banking with BT Go
    • Preferential fees at POS
    Unlimited in the BT Network
    29 lei / month
    • Interbank collections with ZERO commission
    • Internet & Mobile banking with BT Go
    • Visa Business debit card with ZERO issuance fee

    ELIGIBILITY CONDITIONS

    • You are the sole associate and legal representative
    • You have an LLC, LLC-D or PFA company registered at the Trade Registry
    • You are a resident and have an identity card issued in Romania
    • Don't you already have a company account at BT
    BT

    Good to know

    We process requests from Monday to Friday, between 09:00 and 19:00. Requests sent after 19:00 or on weekends will be processed on the next working day, starting at 09:00.

    I cannot apply other associates or authorized persons by power of attorney. For certain fields, a visit to the agency may be necessary.

    For opening an online account, you only need a simple identity card.

    If you are not eligible, at the agency opening you will need:

    • LLC/LLC-D, II, IF, SA
    • The constitutive documents of the company
    • Certificate of Registration at the Trade Register
    • ONRC registration certificate (issued max. 30 days before)
    • Legalized and translated documents (for non-residents)
    • Proof of residence in Romania (for the legal representative)

    QUICK HELP

    It takes less than 5 minutes to start doing business at BT. ⚡

    1. Download the application from App Store/Google Play/Huawei Store

    2. Check that you meet the conditions for opening an online account. If you don't meet them, don't worry, the account opening process at the branch is very fast.

    3. Complete the company data

    4. You go through the remote identification process

    5. Set the access password and biometric authentication

    6. You add and confirm your contact details

    7. You enter the application and configure the account

    8. And done! We verify the data and get back with the account opening confirmation

    Simple. 😄 You only need the identity card and to be the legal representative of the company.

    ❗ You can open an account online only if your company is registered with the Trade Register and you are the sole associate with the status of legal representative of the company.


    You must meet the following criteria:

    ➤ to be the sole associate and the legal representative of the company for which you want to open the account;

    ➤ to be a resident and to have an identity card issued in Romania;

    ➤ your company to be an LLC, an LLC-D or a PFA registered with the Trade Register;

    ➤ for certain areas of activity it is possible that you may need to come to a BT unit.

    If you have met the above conditions you can open an account online quickly here. 😃 

    For all other situations in which you do not meet the eligibility conditions for opening the online account, we are waiting for you in our units.

    What documents do you need in the unit:

    ➤ Articles of incorporation of the company

    ➤ Certificate of Registration with the Trade Registry

    ➤ Certificate of registration from the National Trade Register Office issued no more than 30 days before submitting the documents to the bank for account opening

    ➤ For non-residents, all mentioned documents need to be legalized and translated into Romanian and a copy of the VAT registration number from the country of residence

    In certain situations, we may also ask you for additional documents.

    If you want to open your online account for you, you can do this regardless of the time through BT Pay.

    If you want to you open a company account, you can do this 100% online, from anywhere. However, you should know that we can process your online account opening request from Monday to Friday between 09:00 and 19:00. If you send it after 19:00, we will be able to resolve it the next day, starting at 09:00. And if you make the request on the weekend, we will take care of it on Monday, after 09:00. 😃

    Yes, normal! 😃 Before everything, make sure that you meet all the eligibility criteria:

    ➤ you are a resident and have an identity card issued in Romania;

    ➤ you are the legal representative of the company for which you want to open the account;

    ➤ don't you already have a business account at BT;

    ➤ Your sole proprietorship must be registered with the Trade Registry;

    ➤ for certain areas of activity it is possible that you may need to come to a BT unit.

    All good? Then, come on, let me open the account online.

    Also, in case you do not meet the eligibility criteria for opening the online account, we are waiting for you inthe BT units. 😊

    open account directly from the app

    Open a business account online and let banking keep up with your business.

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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
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