Moody’s Ratings has improved both the long-term deposit rating of Transilvania Bank, as well as the short-term and long-term issuer ratings.

The agency raised the bank's long-term deposit rating to Baa1 from Baa2, the maximum rating, in the context of the country rating. Moody's changed the outlook to negative, similar to that of Romania.

At the same time, BT issuer ratings have been upgraded to Baa2 from Baa3, with a stable outlook. This stable outlook on the issuer ratings reflects the rating agency's expectation that Banca Transilvania – due to its financial performance, capital, and profitability – will remain resilient despite macroeconomic challenges.

The confirmation of the baseline rating (Ba1) and the other types of ratings by Moody’s reflects the bank's solid capitalization, ample liquidity, and robust profitability, supported by the leading position in Romania and efficient cost optimization.

Banca Transilvania benefits from the evaluation of two international rating agencies, one of them being Moody’s Ratings, starting with the year 2023.