Today, BT POS application, the mobile payment solution of Banca Transilvania, allows merchants in Romania to seamlessly and securely accept all forms of contactless payments made with Tap to Pay technology on iPhone, including contactless credit and debit cards, Apple Pay, and other digital wallets, using only an iPhone and the BT POS application - without the need for additional equipment or a payment terminal.
At the end of the transaction, the merchant will simply ask the customer to bring the contactless payment method close to their iPhone, and the payment will be securely completed using NFC technology. Tap to Pay on iPhone also supports PIN entry, which includes accessibility options.
Tap to Pay technology on Apple iPhone uses the iPhone's built-in features to maintain the privacy and security of merchant and customer data. When a payment is processed, Apple does not store card numbers on its servers, so merchants and customers can be sure their data remains safe.*
The solution, offered by Transilvania Bank, instantly turns the phone into a POS for accepting contactless payments directly on the phone. Through collaboration with Apple, BT launches Tap to Pay on iPhone for local entrepreneurs, offering them a simple solution for accepting contactless payments directly on the phone.
Advantages for entrepreneurs and their clients:
- Flexibility: payments can be made anywhere and anytime, the application being suitable for microbusinesses or businesses with mobile activity, such as deliveries, ride-sharing or services at various events.
- Complete digital flow: customers receive the receipt or invoice in electronic format, by email or SMS.
- Integration with the Transilvania Bank ecosystem: all collections can be viewed in the application BT Go, offering entrepreneurs a clear and real-time view of their activity.
BT, leader in digital payments in Romania
Transilvania Bank is a leader both in card issuance and acceptance, with an extensive portfolio of solutions for card users and merchants: physical POS terminals, POS applications, e-commerce services, and the Pay with BT Pay option.
Financial and operational performance confirms the leadership position of Banca Transilvania, which has in its portfolio over 8 million cards issued. In November 2025, on Black Friday, the bank recorded a record of over 11 million transactions in a single day, made through the own payment system - with cards, through applications, POS terminals, and ATMs.
Tap to Pay on iPhone allows BT POS app customers to use an easy-to-set-up and easy-to-use contactless payment acceptance solution. Merchants using an iPhone XS or later with the latest version of iOS can start accepting contactless payments with Tap to Pay on iPhone in a few minutes through the BT POS app from the Apple App Store. More information about the BT POS application can be accessed on this page from the bank's website: Mobile payment solutions - BTePOS.
*Encrypted card numbers are stored temporarily on the iPhone only for transactions made in Store and Forward mode.
