Transfers unlimited
You make unlimited transfers in the largest community of entrepreneurs in Romania.
Without roads, withoutheadaches
Visa Business Silver Card comes in a package,
ready to use.
Withdrawals
free
The first 5 withdrawals from BT ATMs with your Visa Business Silver card are free.
You pay less for
BT POS terminals
You have preferential commissions on the solutions
payment slips from BT.
BT GO
Everything starts from the application
Everything you need for managing the company, in a single application. You open your account directly from BT Go and you can activate the First Year Free Account on the spot.
Stress-free invoices
You issue, receive and manage all invoices directly in BT Go and you have 12 months free of the FGO invoicing solution.
Real-time business
You always have your updated financial situation, invoices are automatically associated with payments and receipts.
Your accounts, under control
You receive real-time notifications about payments, collections, invoices, and you have a dedicated section for account statements.
Your cards, your rules
You issue business cards, modify transaction limits, and block a card directly from BT Go.
Do you know how you stand with the money
You have instant access to your savings and investments, directly from the app.
Included non-banking services
You have 12 months of free access for the non-banking solutions Online Mastery and Regina Maria Network. After activating the package, you will receive an email with activation instructions for each of the 4 solutions.
If you do not have an FGO account yet and want to enjoy the benefits of integration in BT Go, you have 12 months free when opening the account from BT GO.
You manage invoices and communicate with all your partners Connect the FGO account in the BT Go app Issue invoices directly from BT Go You connect your SPV account, automatically send the invoices, and track the processing status at ANAF for all e-Invoices You receive e-Invoices from suppliers and pay them directly from the app You track the status of invoices and generate reports. Transactions and invoices synchronize automatically
Free account on Online Mastery StartUp, an online platform with video tutorials with practical online marketing advice.
to build integrated online marketing campaigns to create a website or a sales page to use a blog and optimize it to advertise online through Google and Facebook to do email marketing campaigns and send newsletters
You have free medical services for 12 months, through the Regina Maria health network.
Occupational medicine: medical examination at hiring, periodic medical examination, semi-annual and annual reports for up to 10 employees General and Internal Medicine – 1 consult/year 20% discount on specialized consultations, tests, radiology, ultrasounds Hotline medical 24/7 – medical advice in case of an emergency HR Portal – reports with the situation for Occupational Medicine. Access to Fitness Certificates with electronic signature, directly on the platform Access to the 46 own polyclinics and over 300 partner medical centers
You have 12 months in which you can complete the Unique Declaration for free through the SOLO application. You generate the declaration directly from your mobile in just two minutes.
GRANTING CONDITIONS
Apply for the package in the first year from the company's establishment To open a business account at BT
FAST HELP
The package Free First Year Account was created for entrepreneurs at the beginning of their journey, and one of the main advantages would be that you can make transactions wherever you want and in any currency (via electronic channel), at zero cost.
In addition, we offer you consulting whenever you need help, to develop your business, and plenty of other benefits for 12 months from the establishment of the company. 😃
➤⠀First 5 cash withdrawals from BT ATM with VBS – debit card
➤⠀UNLIMITED interbank operations in lei and foreign currency
➤⠀Intra-bank payments with payment order made via electronic channel
➤⠀Payments and intrabank collections with debit instruments (check/promissory note)
➤⠀Intrabank foreign currency payments made via electronic channel
➤⠀Intrabank receipts with payment order
➤⠀Foreign currency receipts
➤⠀Cash deposits into the company's account, made by delegates / authorized representatives
➤⠀Visa Business Silver, Debit cards - issuance and annual maintenance
➤⠀BT24 Internet Banking and Mobile Banking - monthly subscription
➤⠀BT ALERT 40 monthly subscriptions, 40 included SMS
➤⠀Current account management 😎
❗⠀Commissions charged by the NBR, Transfond, correspondent banks, and commissions for payments made on an urgent basis are not included.
Interbank operations in lei and foreign currency include:
➤ Interbank payments with payment order made via electronic channel
➤Interbank receipts with payment order
➤ Instant payments made via electronic channel
➤Instant collections
➤ Interbank payments/collections with debit instruments (check/bill of exchange)
➤ Interbank foreign currency payments made via electronic channel
In addition to the standard operations you perform from the app – payments, currency exchange, transaction viewing – we have also added business functionalities such as:
- You issue, pay and receive invoices that are sent automatically to ANAF.
- Automatic (self-reconciliation) matching of incoming payments and invoices issued and received.
- You have access to complete information about loans and can generate repayment charts.
- You generate daily or monthly account statements for each account and you have the possibility to download monthly statements in bulk for all accounts.
- All invoices and associated bank transactions are automatically recorded in the SAGA accounting software.
- You can issue or close cards.
- If you have active POS solutions, you have access to information related to them.
- If you own an investment portfolio, you can view information about it, you can purchase or redeem units in the funds held.
Yes, from January 1, 2024, all companies, including liberal professions, will be required to transmit invoices issued to other legal entities in Romania, in the national e-Invoice system; it does not matter if they are VAT payers or non-payers.
After 12 months, the First Year Free account automatically converts into the Unlimited Current Account package in the BT Network, which costs 29 lei/month.
In case this is not what you want, you can choose one of the other 3 options:
- Unlimited &10
- Unlimited & 25
- Unlimited All Inclusive
See all packages here.
Apply for package
Open an account 100% online for your business and get the First Year Free Package included.
