Transilvania Bank has also obtained this year's rating ESG Risk in the Low Risk category, with a score of 15, following the evaluation conducted by  Sustainalytics. The result confirms the robustness of the bank's programs, practices, and policies for managing the ESG area - environment, social, and governance.

Taking into account this rating, Banca Transilvania is ranked 127th out of almost 1,000 banks worldwide and 44th out of almost 600 banks regionally.

What does the rating of Banca Transilvania show: 

• Limited exposure to ESG risks: under average from the regional banks sector.
  
  
• Proper management of ESG aspects: the rating confirms that the bank efficiently manages environmental, social, and governance risks, contributing to an overall low risk profile.
  
  
• ESG management quality: the bank has solid processes for identifying, preventing, and managing risks, as well as solid ESG governance practices.
  
  
• Transparency:ESG reporting is aligned with international standards and industry best practices.
  
  
• Sustainability integration in business: the rating reflects the bank's steady progress in incorporating sustainability principles into its business model.
  
  
• Credibility of external assessment: the analysis conducted by Sustainalytics is an objective and internationally recognized benchmark regarding BT's ESG performance.
  
  

BT ESG Risk Rating Evolution

Sustainalytics, one of the most relevant global providers of ESG ratings

Sustainalytics is one of the most important global providers of ESG (Environmental, Social, Governance) ratings, part of the Morningstar group. The agency evaluates companies based on their exposure to industry-specific ESG risks and their ability to manage them effectively, providing investors with a standardized and widely used benchmark for assessing sustainability performance and risks.

BT ESG Resources

More information about the subject can be found online, on the BT online platform Investor relations/ESG page and in BT Sustainability Report 2025.