They say every journey starts with a single step. We’d say it starts with the Star credit card from Banca Transilvania.

We know you’re already thinking about your winter break: the snow, skiing, a hot tea on the slope, the holidays or those days off when you want to celebrate the New Year. We can help you plan your trip, whether you want to stay in Romania or head abroad for a few days.

Here are more details about Star Cards from BT — Star Gold, Star Forte and Star Platinum. They’re user‑friendly cards that make your spending work harder: you can shop in interest‑free instalments or earn Star loyalty points on your card to use later on other purchases. Yes, even your winter holiday can be paid in instalments. The Star loyalty program includes over 8,000 merchants — and yes, that includes travel agencies.

How to plan your holiday in 3 steps:

• Make a holiday plan by asking yourself: How many days off do I have? When exactly? Where would I like to spend them, and with whom? Do I want to go shopping, visit a city or go skiing? Do I want New Year’s Eve to be unforgettable? What budget do I have?
• Go to www.starbt.ro to see the travel agencies that are part of the Star program. Mareea, Eximtur, Perfect Tour, Aerotravel, Christian Tour, Paralela 45, Filadelfia, Eurolines, Vola.ro, Paravion.ro and Hello Holidays are just a few of them. Check their offers, get in touch, compare, ask for details.
• Decided where you’re going? Great. Don’t worry about payment — the Star Card lets you pay for your trip in up to 12 interest‑free instalments at the travel agency where you found the best deal for you.

How to pay for your holiday in up to 12 interest‑free instalments with the Star Card:

For example, if your holiday costs 4,000 lei — paid by card, of course — over 12 instalments, next month, by the 25th, you only need to put 334 lei on the card, provided you didn’t have any other card spending that month; that amount then becomes available straight away for other purchases with the card.

Have a great trip with your Star Card!