Is this the moment you’re ready to buy a home — and you’d like it to be “green”, in tune with the environment? If you want that home to be in Cluj-Napoca, here’s a suggestion: an apartment in the Sophia Residence development. That way, you get a home that’s both new and “green”.

Once you’ve decided, come to BT: we have a loan dedicated to buying “green buildings” — the Green Mortgage.

Here are the benefits if you choose the Green Mortgage:

• a 0.25 percentage point discount off the standard fixed margin for RON loans
• a 0.50 percentage point discount off the standard fixed margin for euro loans
• no application processing fee
• no property valuation fee

Want “extras” for your home — fittings and features based on green technologies? We’ve got a Green Personal Loan that gives you a 1 percentage point discount on the fixed interest rate and zero application processing fee. Because a green home pairs well with green equipment.