Thinking it’s better to have money on your card or that you need a full wallet? No, no, not the same thing 😊 because, for example, RON 200 on your card can be more valuable and safer than the same amount in your pocket. Plus, there’s no hassle, because you can manage it all right on your phone (which you carry anyway), via the digital card in the super app BT Pay or in NEO.

We know that if you’re interested in this blog 😊, you probably don’t even think about carrying cash anymore, but we’ve put together the benefits you get when you use BT cards, to keep you fully in the know.  

7 superpowers your cash… your cards give you 😊:

• Check out fast, faster than you can say ping, whether with the physical card or the digital one in your phone’s apps;
• You know where your money went when you check the transaction history in BT Pay, NEO or BT24;
• Contactless is stressless, especially these days: all card payments are contactless. And regardless of the amount, when you pay with your phone there’s no PIN;
• It’s safer (and healthier) for you: these days, cash really isn’t recommended;
• You earn Star points, credited to your card, every time you pay with your Star card at partners in the program of the same name. You can redeem the points on other purchases;
• Be first to the deals when you check BT Pay/Offers.
• Send money in three moves (tap, tap, tap), via BT Pay, NEO or BT24.

If you still need cash, the most convenient option for #bankingladistanta is our ATMs. 70% of our ATMs are contactless, and with these you don’t need to insert the card into the slot — just hold it near the contactless sign. Or, even better: if you have BT Pay or NEO, you don’t need to have the card (the physical one) with you. For example, in BT Pay, open the app and you’ll see the Withdraw cash option; from there, just follow the steps.

Life in plastic is not fantastic

We’re glad more and more people prefer the digital card, so that now 1 in 4 cards is enrolled in wallets (BT Pay, Apple Pay and — more recently — Google Pay) for banking on the phone. And the BT Pay super app… what can we say, it’s on the phones of 1 million people. Another number that clearly shows the digital trend is the monthly number of phone payments, which has doubled compared with the start of the year.  

12 transactions, in the blink of an eye

• 4.3 million cards carry the Banca Transilvania brand;
• Over 40 million online transactions were made with BT cards, meaning 6,100 transactions per hour, in January to September this year.
• 12 transactions with the bank’s cards take place every second.

History tells us coinage appeared way back 2,500 years ago, and the first banknote 1,000 years ago. It really is time for a change 😊, for #goingdigital.

Editor: Laura Petrehus, Deputy Director, Communications & PR, Banca Transilvania