Banca Transilvania today launched #Goodvibesonly, BT’s largest online bank-shopping campaign to date. Running over ten days, from June 2–12 this year, it takes place on the BT website, with no stock limits. The bank is offering discounts and benefits on the most in-demand products and services of the Banca Transilvania Financial Group, such as the mortgage/home loan, personal loan, STAR shopping card, auto leasing, the BT Pay app, financing through BT Direct, etc. 

Details on the #GoodVibesOnly offers:

• Mortgage/home loan in RON for purchase or refinancing a loan from another bank: variable rate IRCC + 2.55%, currently 4.99% (vs the bank’s standard margin of 2.95%, or 3.25% for those who do not have their income paid into a BT account); zero processing and valuation fees; 15% off purchases on www.vivre.ro of at least 300 lei.
• Practic BT personal loan with life and unemployment insurance, in RON: fixed rate of 7.99% (vs 10.5% or 9.5%); zero processing fee; 15% off purchases on www.vivre.ro of at least 300 lei.
• Product bundle: credit on the STAR Forte shopping card and the Practic BT personal loan with life and unemployment insurance, with a fixed rate in RON: the fixed rate is 7.49% (vs 10.5%); zero processing fee; 120 STAR points when the card loan is granted, plus 30 STAR points for enrolling the card in the BT Pay app and making a phone payment, which must be made by July 31 this year; 15% off purchases on www.vivre.ro of at least 300 lei. The offer also applies to customers who already have a STAR Forte shopping card or a Practic BT loan and who now want to sign up for the bundle.
• 100 loyalty points for the STAR Forte shopping card, equivalent to 100 lei. The benefit will be supplemented with 30 STAR points upon enrolling in BT Pay and after the first phone payment, which must be made by July 31 this year;
• 30 points on the STAR Gold shopping card issued under this campaign, upon enrolling in BT Pay and after the first phone payment, which must be made by July 31 this year. The card issuance fee is zero.
• Current account overdraft: the interest rate is 10% (down from 17%);
• BT card with a photo: no issuance fee;
• Auto leasing for individuals, in RON, for new cars from authorised dealers in Romania: 4.99% interest (down from 7.9%);
• Flanco shopping vouchers worth 100 or 200 lei for each loan through BT Direct;
• Special offers for insurance provided by BT partners: waiver of the insurance premium corresponding to the 12th month in the first year of the contract — for Aegon’s Aegon Fii Sigur product — and a 50% discount in the first year on the home insurance premium offered by Groupama, for a mortgage taken out under the campaign.
  
  
  

Online bank-shopping campaigns were launched in Romania by Banca Transilvania, bringing discounts and benefits on products and services for the bank’s existing and prospective customers. Bank to School, Bank Friday, DragoBT, Un Mai Muncitoresc, BaBeTe, Banksylvania, BANKschet, Ziua Barbosilor, Ziua iubitorilor de cafea, Cea mai lunga zi, Fii golgheter cu STAR, O data la patru ani and, the newest, Good Vibes Only are concepts inspired by trends, events or holidays.

#GoodVibesOnly aims to bring #staredebine to those who have plans in the period ahead and need financing.