For Banca Transilvania Group, July was about launching BT Mastercard cards in a world first, unveiling a new design for BT Visa UNTOLD cards, listing its first RON-denominated issue on the stock exchange, a new CEO for the newest company — INNO Investments, the first successful payments using the European Digital Identity Wallet, and more.

#Cards

• Banca Transilvania and Mastercard launched the first cards in the world in partnership with the McLaren Formula 1 Team. They are two digital cards, issued and managed exclusively in the BT Pay app, one in RON and the other in EUR.
  
  
• The bank has started issuing the physical BT Visa UNTOLD Card with OLED technology, a first in Romania, for people who registered for it online during March–April 2025 and request the card by July 31, 2025, via the BT Pay app.
  
  
• The BT Visa UNTOLD 2025 digital card, which can be used from the BT Pay app, now has a new design inspired by this year’s UNTOLD festival theme and, starting this year, a sound effect with every payment or money transfer.

#EUDIwallet

Together with Visa, Banca Transilvania announced the first successful payments based on the EU Digital Identity Wallet. What is the EUDI Wallet? The mobile app for European Union citizens to prove their identity online, access public/private services across the EU and carry out transactions securely. The project is currently in a pilot testing phase.


#InvestorRelations

• BT’s first sustainable bond issue in RON debuted on the Bucharest Stock Exchange (TLV32).
  
  
• The bank has doubled its number of shareholders versus 2021 and reached nearly 71,000. BT is ≈80% Romanian capital and ≈20% foreign capital.

#CEO
Vlad Micu was appointed CEO of INNO Investments, the newest company in the Banca Transilvania Group (initially, OTP Asset Management), which will focus on managing alternative investment funds.


#TheMacROZone:

• Imports
• Exports
• Producer Price Index
• The National Bank of Romania’s international reserves
• Romania’s rating

#Partnerships

• Financing: Banca Transilvania is part of the consortium financing the INVL Baltic Sea Growth Fund with over EUR 150 million.
  
  
• For clients in Italy: Regina Maria medical subscriptions, accessed via the BT Pay Italia app, are discounted until year-end for Romanians in Italy and Italians who use the app, as well as their family members in Romania.
  
  
• For entrepreneurs: Vodafone Business and BT launched V-BOOST, a program dedicated to accelerating entrepreneurs’ digitalization, taking place at STUP, in Bucharest.

#BTvoice:

• Cosmin Călin, Senior Executive Director, Large Corporates, Structured Finance and Factoring: We want to be more than a financial partner
  
  
• Daniela Secară, CEO, BT Capital Partners: Listing additional stakes in state-owned companies already on the BSE would bring immediate benefits
  
  
• Florin Predescu Vasvari, member, Banca Transilvania Board of Directors: Every entrepreneur needs to raise their level of knowledge to keep up with the market and its changes
  
  
• Sergiu Mircea, Executive Director Marketing, Communication and Customer Experience, interview in Biz magazine: At the intersection of business and marketing

#HowTo:

• Setting your card transaction limits in the BT Pay app
  
  
• Planning your holiday with the STAR card (Forte, Gold and Platinum): interest-free installments, reward points, travel insurance (depending on the card) and easy money/card management in the BT Pay app
  
  
• 100% online loan, in just a few minutes, via the BT Pay app