Environmental, social, governance

Banca Transilvania is included in the selection Superbrands Romania 2026 – 2027, international program that recognizes brands appreciated for trust, relevance, and the ability to create long-term value. Among the several hundred evaluated brands, BT qualified in the Top 20 Superbrands Romania, alongside brands such as: Dedeman, Uber, eMAG, Netflix, Samsung, Apple, OMV, Lidl, IKEA, and Coca-Cola.

Banca Transilvaniahe climbed to second place , in third place, in the top of the most valuable Romanian brands, following the increase of the brand value to 876 million euros, according to the evaluation Brand Finance Romania 50 2026, realized by Brand Finance. Also, Banca Transilvania is the strongest Romanian brand, with a Brand Strength Index (BSI) score of 92.9 out of 100 and an elite AAA+ rating.

Romania ranks at place 49 of 139 of savings in Global Innovation Index 2025, according to the World Intellectual Property Organization (WIPO). Banca Transilvania is among the main contributors to Romania's performance, bringing added value in two key categories: brand value and intensity of intangible assets, indicators reflecting investments in digitalization, technology, and innovation capacity. BT's contribution highlights the role of the financial sector in supporting the competitiveness of the Romanian economy.

Banca Transilvania continues to be the strongest banking brand in Europe, according to the ranking Brand Finance Banking 500 2026, obtaining a Brand Strength Index (BSI) of 92.9/100. According to the report, the BT brand value exceeded the threshold of 1 billion dollars.  

Banca Transilvania is among the top five most well-known Romanian brands, according to the study conducted by Frappe Digital (Daedalus Online) in January 2026. Rankingare la bază notorietatea neasistată, unul dintre cei mai relevanți indicatori ai performanței de brand. Poziția BT confirmă forța și magnetismul brandului, într-un context în care familiaritatea și încrederea rămân factori-cheie în percepția publicului.

I have obtained maximum rating, for the seventh consecutive year, in the evaluation of the Association for Investor Relations at the Stock Exchange (ARIR) from Romania regarding the communication of companies listed on the regulated market.

The bank's rating – as a bond issuer – is also maximum at the first ARIR evaluation of the communication from 2025 concerning this category of financial instruments.

VEKTOR is the indicator that measures the quality of communication with investors for companies listed on the Bucharest Stock Exchange. Based on a specific methodology, it analyzes the level of transparency, accessibility of information, and proactivity in the relationship with the capital market.

I received recognition, for the relationship with investors and shareholders, within Galei by ARIR, among categories being: Best Investor Relations Program, Best IR Professional, Aurel Bernat, Best IR Representative, Best ESG Performance & Communication, Best IR Website, Best Annual Report and Best IR Event. The awards were established based on the votes of institutional investors and the jury.

Two of the social involvement projects supported by BT have received recognition from Community Index, the most complex annual rating of investment projects in communities:

Fitch Ratings the long-term issuer rating (IDR) of Banca Transilvania has increased from "BBB-" to "BBB", one notch above the country rating. The rating upgrade takes place in the context of updating the evaluation criteria applicable to certain banks in Central and Eastern Europe, including Banca Transilvania.

Fitch Ratings considers that Banca Transilvania is more resilient than the environment in which it operates due to strong financial performance, very good capitalization, access to international markets, and a financing strategy through eligible MREL bonds. At the same time, Fitch emphasizes that the bank's long-term issuer rating remains influenced by Romania's sovereign rating, whose outlook is still negative.

More information, here.

Moody’s Ratings has improved both BT's long-term deposit rating and the short-term and long-term issuer ratings.

The agency raised the bank's long-term deposit rating to Baa1 from Baa2, the maximum rating, in the context of the country rating. Moody’s changed the outlook to negative, similar to that of Romania. At the same time, BT's issuer ratings were updated to Baa2 from Baa3, with a stable outlook. This stable outlook on the issuer ratings reflects the rating agency's expectation that Banca Transilvania – due to financial performance, capital, and profitability – will remain resilient despite macroeconomic challenges. More details, here.

Following the extensive ESG assessment conducted by Sustainalytics, I obtained a rating of 15 points, thus being classified in the Low Risk category, which means that the company's value has a low risk of being significantly financially impacted by ESG factors.

Following the analysis Refinitiv, company of London Stock Exchange Group, we obtained the rating 2.2 / 5 ESG performance. This also indicates a high degree of transparency in the public reporting of sustainability-related materials.

With this rating, we are in 273rd place out of the 939 banks evaluated by Refinitiv, worldwide.

Banca Transilvania obtained an ESG rating of 3.3, following the evaluation FTSE Russell. The ESG index represents the result of an assessment based on three pillars: environmental, social, and governance, using over 300 indicators that analyze the bank's exposure and how BT manages the ESG area.

Transilvania Bank Sustainability Report has received, following the evaluation by CST Index, the Gold Level Recognition distinction, with 93/100 points the only ranking for performance and transparency from the perspective of corporate sustainability in Romania, according to the Romania Corporate Sustainability and Transparency Index.

Banca Transilvania is, for the second consecutive year, the most attractive employer in the financial field, according to the most recent study conducted by Randstad Romania Employer Brand Research.

Research, part of the most comprehensive independent employer brand study in the world, had in Romania a sample consisting of over 4,000 employees from 150 companies. The results thus bring yet another confirmation of the recognition of Banca Transilvania as the most attractive employer in the sector.

We are in 9th place in Top 100 most desired employers in 2025, realized by Catalyst Solutions, but also in the Top Great Company Culture. The rankings were made based on the study "The Most Desired Employers", conducted from November 2024 – April 2025, on a sample of over 12,000 people in the fields of IT&C, engineering, social and economic sciences.

The study represents the most comprehensive tool for assessing employer attractiveness at the national level, offering a detailed perspective on the behavior and expectations towards companies, as employers.