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Banca Transilvania SA

Cluj-Napoca, Cluj, Calea Dorobantilor Street, no. 30-36, Romania

Aurel Bernat - Executive Director of Financial Institutions & Investor Relations

Diana Mazurchievici - Director Integration ESG & Investor Relations

E-mail: investor.relations@btrl.ro

Tel: + 40 264 407 150

Fax: + 40 264 407 179

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Environmental, social, governance

ESG principles are a key pillar when it comes to our carbon footprint and the impact we have on the communities we are part of, as a responsible corporate citizen.

Being the leader in the banking industry, these principles shape our decision-making processes and guide the direction of our future projects.

Brand value
Brand value
BT, in 2nd place in the Brand Finance Romania 50 top

Banca Transilvaniahe/she climbed to second place , from the third position, in the top of the most valuable Romanian brands, as a result of the increase in brand value to 876 million euros, according to the evaluation Brand Finance Romania 50 2026, realized by Brand Finance. At the same time, Banca Transilvania is also the strongest Romanian brand, with a Brand Strength Index (BSI) score of 92.9 out of 100 and an elite AAA+ rating.

May 2026
BT, contributor to Romania's performance in the Global Innovation Index 2025

Romania ranks at place 49 of 139 savings in Global Innovation Index 2025, according to the World Intellectual Property Organization (WIPO). Banca Transilvania is among the main contributors to Romania's performance, bringing added value in two key categories: brand value and intensity of intangible assets, indicators reflecting investments in digitization, technology, and innovation capacity. BT's contribution highlights the role of the financial sector in supporting the competitiveness of the Romanian economy.

March 2026
BT, the most powerful banking brand in Europe

Banca Transilvania continues to be the strongest banking brand in Europe, according to the ranking Brand Finance Banking 500 2026, obtaining a Brand Strength Index (BSI) of 92.9/100. According to the report, the BT brand value exceeded the threshold of 1 billion dollars.  

March 2026
BT, in the top five most well-known Romanian brands

Banca Transilvania is among the top five most well-known Romanian brands, according to the study conducted by Frappe Digital (Daedalus Online) in January 2026. Ranking are la bază notorietatea neasistată, unul dintre cei mai relevanți indicatori ai performanței de brand. Poziția BT confirmă forța și magnetismul brandului, într-un context în care familiaritatea și încrederea rămân factori-cheie în percepția publicului.

February 2026
Relationship with investors
Relationship with investors
Maximum Vector Rating for communication with investors in 2025, as an issuer of shares and bonds

I have obtained maximum rating, for the seventh consecutive year, at the evaluation of the Association for Relations with Investors on the Stock Exchange (ARIR) from Romania regarding the communication of companies listed on the regulated market.

Bank rating – as a bond issuer – is also at the maximum at the first ARIR evaluation of the 2025 communication regarding this category of financial instruments.

VEKTOR is the indicator that measures the quality of communication with investors for companies listed on the Bucharest Stock Exchange. Based on a specific methodology, it analyzes the level of transparency, accessibility of information, and proactivity in the relationship with the capital market.

January 2026
Awards for investor relations

We have received recognition, for the relationship with investors and shareholders, within Galei by ARIR, among the categories being: Best Investor Relations Program, Best IR Professional, Aurel Bernat, Best IR Representative, Best ESG Performance & Communication, Best IR Website, Best Annual Report and Best IR Event. The awards were established based on the votes of institutional investors and the jury.

November 2025
Community
Community
Gold Recognition for social involvement

Two of the social involvement projects supported by BT have received recognition from Community Index, the most complex annual rating of investment projects in communities:

November 2025
Business
Business
Fitch Ratings upgraded Transilvania Bank's rating by one notch above the country rating

Fitch Ratings the long-term issuer rating (IDR) of Banca Transilvania has increased from “BBB-” to “BBB”, one notch above the country rating. The rating upgrade occurs in the context of the update of evaluation criteria applicable to some banks in Central and Eastern Europe, including Banca Transilvania.

Fitch Ratings considers that Banca Transilvania is more resilient than the environment in which it operates due to strong financial performance, very good capitalization, access to international markets, and the financing strategy through MREL eligible bonds. At the same time, Fitch emphasizes that the bank's long-term issuer rating remains influenced by Romania's sovereign rating, whose outlook is still negative.

More information, here.

May 2026
Moody’s Ratings has improved the issuer and deposit ratings

Moody’s Ratings improved both BT's long-term deposit rating and short-term and long-term issuer ratings.

The agency raised the bank's long-term deposit rating to Baa1 from Baa2, the maximum rating, in the context of the country's rating. Moody’s changed the outlook to negative, similar to that of Romania. At the same time, BT's issuer ratings were updated to Baa2 from Baa3, with a stable outlook. This stable outlook on the issuer ratings reflects the rating agency's expectation that Banca Transilvania – due to financial performance, capital, and profitability – will remain resilient despite macroeconomic challenges. More details, here.

November 2025
Sustainability
Sustainability
Sustainalytics Evaluation

Following the extensive ESG evaluation carried out by Sustainalytics, I obtained a rating of 15 points, thus being classified in the Low Risk category, which means that the company's value has a low risk of being significantly financially impacted by ESG factors.

May 2026
Rating Refinitiv

Following the analysis Refinitiv, company of London Stock Exchange Group, we obtained the rating 2.2 / 5 performance from the ESG point of view. This also indicates a high degree of transparency in the public reporting of materials in the sustainability sphere.

With this rating, we are ranked 273rd out of the 939 banks evaluated by Refinitiv worldwide.

March 2026
FTSE Russell

Banca Transilvania obtained an ESG rating of 3.3, following the evaluation FTSE Russell. The ESG index represents the result of an assessment based on three pillars: environmental, social, and governance, using over 300 indicators that analyze the bank's exposure and how BT manages the ESG area.

December 2025
Gold Level Recognition for BT non-financial reporting

Transilvania Bank Sustainability Report has received, following the evaluation by CST Index, the Gold Level Recognition distinction, with 93/100 points the only ranking for performance and transparency from the perspective of corporate sustainability in Romania, according to the Romania Corporate Sustainability and Transparency Index.

December 2025
Human resources
Human resources
Employer Branding

Banca Transilvania is, for the second consecutive year, the most attractive employer in the financial field, according to the most recent study conducted by Randstad Romania Employer Brand Research.

Research, part of the most comprehensive independent employer brand study in the world, had in Romania a sample consisting of over 4,000 employees from 150 companies. The results thus bring yet another confirmation of the recognition of Banca Transilvania as the most attractive employer in the sector.

May 2025
Most Desired Employers & Great Company Culture

We are in 9th place in Top 100 most desired employers in 2025, carried out by Catalyst Solutions, but also in the Top Great Company Culture. The rankings were made based on the study "The Most Desired Employers", conducted in the period November 2024 – April 2025, on a sample of over 12,000 people from the IT&C, engineering, social sciences, and economic fields.

The study represents the most extensive tool for evaluating employer attractiveness at the national level, offering a detailed perspective on behavior and expectations towards companies as employers.

May 2025
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Disclaimer

AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

The use of AI Search implies acceptance of the Terms and Conditions.

Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

Banca Transilvania does not provide any guarantees regarding the answers given by this service.

AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for the processing of such data for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

The content offered by AI Search is for informational purposes only.

Users are responsible for the questions and messages addressed within the use of AI Search. Any abuse or inappropriate language may lead to the interruption of the interaction.

AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

Terms and conditions may be reviewed/updated at any time.

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