#Milestones

• On November 7, Black Friday, Banca Transilvania set new records for transactions processed across its payments ecosystem, including cards, apps, POS terminals and ATMs. There were 11 million transactions completed in a single day, up 14% compared to Black Friday 2024.
  
  
• 30,000 people applied in a single day for Banca Transilvania Group products and services during the Bank Friday 2025 campaign — a record for BT’s online banking shopping campaigns.
  
  

#Financing

• The bank acted as mandated lead arranger for the syndicated financing of EUR 300 million for Autonom Services.
  
  
• BT and the Investment and Development Bank launched a partnership to support Romanian SMEs by facilitating access to guaranteed financing, lowering costs and simplifying access to credit.
  
  

#Ratings

Moody’s Ratings upgraded the issuer and deposit ratings of Banca Transilvania.

#FinancialResults

• BT financial results as at September 30, 2025 show that the business continued to grow and develop both operationally and financially.
  
  
• Victoriabank’s performance in the first nine months of the year strengthened the bank’s position among the top three systemic banks in the Republic of Moldova.
  
  

#InvestorRelations

• Another edition of Investor Day took place in Bucharest.
  
  
• Banca Transilvania successfully completed the largest AT1 bond issuance in Central and Eastern Europe, raising EUR 500 million from the international capital markets.
  
  
• At BT’s investor videoconference, the Group’s financial results for the first nine months of the year were presented.
  
  
• BT Capital Partners successfully arranged the bond issue by Agroserv Măriuța, which owns the Lăptăria cu Caimac brand, raising EUR 3 million.
  
  

#MergersAndAcquisitions

Banca Transilvania now has 800,000 participants in its Pillar 2 and Pillar 3 pension funds following the acquisition of BRD Pensii. BRD Pensii will be renamed BT Pensii Plus and will manage the BRD fund, renamed Pensia Noastră (Pillar 2).

#Awards

Banca Transilvania received multi-faceted recognition for investor relations at the ARIR Gala (Romanian Investor Relations Association), held in Bucharest.

#Apps

NeoBT Mobile and NeoBT Web have become BT Pay Mobile and Web (for individuals) and BT Go Mobile and Web (for companies). The change is part of the bank’s plan, announced at the start of this year, to simplify the customer experience by offering two banking apps — BT Pay and BT Go — instead of four.

#BTvoice

• Ömer Tetik, CEO, BT:
  • ZF: In recent years, our bank has consolidated its role as the main financier of strategic projects at national level
  • Profit Financial Forum: For a growing economy, we need well-capitalised, profitable banks and investors who are encouraged to invest in banks
    
    
• Bogdan Pleșuvescu, Deputy CEO, BT: Too much is expected of Romanian companies — more than they can deliver. I mean the stress that can occur around taxation
  
  
• Daniela Secară, BT Capital Partners: Listing is no longer optional for companies that aspire to leadership in the economy
  
  
• Ionuț Morar, CEO, BT Leasing, for Capital magazine: Our vision is to transform leasing from a simple financial product into a platform for mobility solutions, technology and integrated services
  
  
• Tiberiu Moisă, Deputy CEO, BT: I see a very good period for bold decisions when courage, in economic terms, makes sense
  
  

More than numbers:

#CSR: 

• Mastercard, BT and Save the Children Romania launched the programme “Supporting the Hardest Beginnings”, contributing EUR 1.5 million to reduce infant mortality in Romania.
  
  
• Meet the winners of the BT Roberto Marzanati Scholarships at the Transilvania Executive Education MBA.
  
  

#Storytelling

The story of the Legante brand, dedicated to children — a Microinvest client in the Republic of Moldova.

#OnlineSafety

For online safety, QR RoPay payments must be made via BT Pay, not using your phone’s camera.