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    Transilvania Bank. The Bank of Enterprising People

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    DOWNLOAD BT PAY

    EVERYTHING FROM THE APP, IN REAL TIME

    Live the moment, even when you do banking. You make payments securely, save money, or take out a loan of up to 120,000 lei for your plans. All from BT Pay.

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    WHAT DO YOU DO WITH THE MONEY

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    BE STAR AT SHOPPING

    Star credit cards offer maximum flexibility for shopping. Star Forte allows interest-free installment payments, Star Gold comes with premium benefits, and Star Platinum offers exclusive advantages.

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    Savings account
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    YOU SAVE AT YOUR OWN PACE

    Put money aside while you shop. Choose the rounding multiple, and for each payment you make with your debit card, the amount paid is rounded up to the chosen multiple and deposited into your Round Up savings account, which also earns interest.

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    YOU INVEST SIMPLER THAN EVER

    Your money does not stand still, it works for you. You can invest directly from BT Pay in 14 investment funds. The best part? You can start with small amounts, without needing to be a finance guru.

    BANK OF ENTREPRENEURIAL PEOPLE

    WE ARE
    BANCA TRANSILVANIA

    Banking is about people and trust. We support people who have the courage to do things right and to support Romania. We are involved in social and community projects. We are the largest bank in Romania and Southeast Europe and we believe that if Romania does well, BT does well too.

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    ONLINE SAFETY

    We know that online banking means many opportunities, but also risks. So protecting customers' money and data confidentiality are the foundation of each product or service of our bank. Practically, we design each one carefully with attention to details and empathy.

    FIT

    FIT: Finance Made Easy for Everyone is the BT financial education program through which we aim to explain money-related terms and expressions in a way that everyone can understand. It is an initiative designed on several pillars, intended to increase the level of financial literacy nationwide.

    Ai Search
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    BT Question Logo
    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.

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