FLEXIBILITY IN FINANCING
You can access the full amount or in installments, over a period of up to 15 years, depending on the pace of your project.
You have a Period of grace
You have 36 months grace period, to focus on development, not immediate repayment.
Refinance alte credite
Transfer credits from other banks and optimize costs.
You do banking on the Go
You manage the loan, see the installments and have access to key information directly from the BT Go platform, anytime and anywhere.
BANKING
ON THE GO
From BT Go you have quick access to essential information, you can track repayments and even initiate an early repayment – all digital, whenever you need.
Keep track of payments
See everything that matters: the loan balance, interest rate, period, and repayment schedule are just one click away.
Repayment schedule
You see it in real time and you can download it when you need it.
Transaction History
You have access to all the information regarding your credit: how much you have paid, the date you took it, the amount, the remaining amount, the date your credit ends.
Early repayment
If you have administrator rights you can initiate the full early reimbursement process directly from the app.
GRANTING CONDITIONS
Do not have a ban on issuing bank checks Do not appear with delays on loans in the Credit Risk Central Database Do not have active records in the Insolvency Proceedings Bulletin
Credit destination
With the investment loan you can finance the acquisition of buildings for the company headquarters or for expanding the activity, equipment, machinery and modern technologies that contribute to increasing efficiency, as well as means of transport that support carrying out operations in a faster and more efficient way.
FAST HELP
Proposed investment projects for financing must aim at acquiring commercial or production spaces, machinery or equipment that ensure the increase of sales, company profits, or productivity.
Yes! You have a grace period of up to 36 months, so you can put your plans in motion without pressure.
- the last two annual financial statements + the related balances and receipts
- last quarterly trial balance ended
- certificate of fiscal attestation
- the legal-constitutive approval regarding the contracting of the credit
- documents for the proposed real guarantees
To receive the credit, your company must not have:
- prohibition to issue bank checks
- delays in loans in the Credit Risk Central
- active registrations in the Bulletin of Insolvency Procedures
WHY DELAY WHAT YOU WANT?
You have the support of BT people from the very first step. Clear conditions, dedicated consultancy, and flexible solutions for the development of your business.
