FLEXIBILITY IN FINANCING
You can access the full amount or in installments, over a period of up to 15 years, depending on the pace of your project.
You have Period of thanks to
You have 36 months grace period, to focus on development, not on immediate repayment.
Refinance alte credite
Transfer credits from other banks and optimize costs.
Do banking on the Go
You manage the credit, see the installments, and have access to key information directly from the BT Go platform, anytime and anywhere.
INVESTMENT LOAN IN BT GO
From BT Go you have quick access to essential information, you can track repayments and even initiate an early repayment – all digital, whenever you need.
Keep track of payments
See everything that matters: the loan balance, interest rate, period, and repayment schedule are one click away.
Repayment schedule
You see it in real time and you can download it when you need to.
Transaction history
You have access to all information regarding your credit: how much you have paid, the date you took it, the amount, the remaining amount, the date your credit ends.
Early repayment
If you have administrator rights you can initiate the full advance reimbursement process directly from the app.
GRANT CONDITIONS
- Do not have a ban on issuing bank checks
- Do not appear with delays in credit at the Credit Risk Center
- Do not have active records in the Bulletin of Insolvency Procedures
Destination of the loan
With the investment loan you can finance the purchase of buildings for the company headquarters or for business expansion, equipment, machinery and modern technologies that contribute to increased efficiency, as well as means of transport that support carrying out operations in a faster and more efficient way.
QUICK HELP
Investment projects proposed for financing must pursue the acquisition of commercial or production spaces, machinery or equipment that ensure the increase of sales, company profits, or productivity.
Yes! You have a grace period of up to 36 months, so you can put your plans into motion without pressure.
- the last two annual financial statements + the corresponding balances and receipts
- the last quarterly trial balance closed
- certificate of fiscal attestation
- the legal-constitutive approval regarding the contracting of the credit
- documents for the proposed real guarantees
To receive the credit, your company must not have:
- prohibition to issue bank checks
- delays in loans in the Credit Risk Center
- active records in the Insolvency Procedures Bulletin
WHY DELAY WHAT YOU WANT?
You have the support of the people from BT from the very first step. Clear conditions, dedicated consultancy, and flexible solutions for the development of your business.