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    RCA in BT Pay - 100% online, installment payments, always at handCome and see

    Optional private pensions Pillar 3

    Invest today
    for me
    from tomorrow

    The present is worth living to the fullest, but you, the one of tomorrow, deserve the same thing. You can start building your future even today if you choose to save
    through a private pension fund.

    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22,000 Clients Benefit from optional private pensions.
    +22.000 OF Clients
    Benefits from optional private pensions.

    The investment that
    take care of yourself

    Choose the right fund

    You have at your disposal two optional pension funds, My Pension and My Pension+, each with different characteristics.

    You decide the pace

    You can stop or resume contributions at any time, or change the monthly amount, depending on what is best for you.

    Long-term safety

    Your money is professionally managed and responsibly invested in regulated products.

    Start step by step

    The minimum monthly contribution with which you can start is 50 lei for My Pension or 50 lei for My Pension+. 

    You have full control

    See the current balance, history, type and details about your contributions and the number of fund units held.

    2 years with no business banking fees
    Open an account for your business directly from BT Go in 15 minutes and enjoy 24 months of unlimited payments, collections, and accounts in RON and foreign currency.
    I want the offer
    2 years with no business banking fees

    It's your pension
    private, for real

    The money is yours and you can track it, you know where it goes, you can track the fund's evolution, directly from your phone, and everything you save turns into your future. A monthly amount, even 100 lei, can have a big impact over time. It's the kind of habit that builds easily and brings long-term results. Changing your job? No problem. Your contributions remain in your account.

    Previous performances of the fund do not guarantee future results. Read the issuance prospectus and key information intended for participants (DICP). 

    A safe place for your money

    Investments for your future

    A safe place for your money

    Apply for Pillar 3 in BT Pay

    • Download the BT Pay app
    • Tell us a few things about yourself and confirm your identity
    • Choose the optional private pension fund according to preferences and the current BT account from which you want to pay the contribution
    • That's it! From now on, your future has a good plan

    Quick help

    My Pension Plus is the optional private pension fund managed by BT Pensions, a fund taken over from BRD Private Pension Fund Management Company S.A. The minimum contribution to My Pension Plus is 50 lei per month and must not exceed 15% of the gross income.

    In Romania we have 3 types of pensions:

    ❶⠀Pillar 1➭ state pension;

    ❷⠀Pillar 2➭ mandatory private pension;

    ❸⠀Pillar 3➭ voluntary private pension.

    You enter BT Pay and follow the steps from there. 🥰

    Or, you get in touch with a BT marketing agent and sign a membership agreement to My Pension. Write to us at contact@btpensii.ro or call 0212 038 400 so you can find where the closest colleague who can help you is located.

    To check if your contributions to BT Pensions have been received, you can enter BT Pay, the investments tab, and select the pension fund to which you transferred the contribution. Or you can access the online Account on the BT Pensions website. There you will find detailed information about the amounts collected and how they were allocated. To access the online account, visit BT Pensions - Online account. 

    But rest assured, after each transfer and the appropriate allocation of funds, you will receive an SMS to the phone number declared in the membership act. ✨

    Do a kindness
    your future

    Direct from BT Pay, you can choose the optional private pension suitable for your lifestyle.

    Investments, directly from the app

    You have 14 investment funds in RON, EUR and USD just one click away, with different levels of risk and potential returns.

    BT Pay - QR download the app

    The investment that
    take care of yourself

    You can start building your future as early as today if you choose to save through a private pension fund directly from BT Pay.