Optional private pensions Pillar 3
Invest today
for me
from tomorrow
The present is worth living to the fullest, but you, the one of tomorrow, deserve the same thing. You can start building your future even today if you choose to save
through a private pension fund.















The investment that
take care of yourself
Choose the right fund
You have at your disposal two optional pension funds, My Pension and My Pension+, each with different characteristics.
You decide the pace
You can stop or resume contributions at any time, or change the monthly amount, depending on what is best for you.
Long-term safety
Your money is professionally managed and responsibly invested in regulated products.
Start step by step
The minimum monthly contribution with which you can start is 50 lei for My Pension or 50 lei for My Pension+.
You have full control
See the current balance, history, type and details about your contributions and the number of fund units held.
E pensia ta
privată, pe bune
The money is yours and you can track it, you know where it goes, you can track the fund's evolution, directly from your phone, and everything you save turns into your future. A monthly amount, even 100 lei, can have a big impact over time. It's the kind of habit that builds easily and brings long-term results. Changing your job? No problem. Your contributions remain in your account.
Previous performances of the fund do not guarantee future results. Read the issuance prospectus and key information intended for participants (DICP).

Aplică pentru pilonul 3 în BT Pay
- Descarcă aplicația BT Pay
- Spune-ne câteva lucruri despre tine și confirmă-ți identitatea
- Alege fondul de pensii private facultative în funcție de preferințe și contul curent BT din care vrei să plătești contribuția
- That's it! From now on, your future has a good plan
Quick help
My Pension Plus is the optional private pension fund managed by BT Pensions, a fund taken over from BRD Private Pension Fund Management Company S.A. The minimum contribution to My Pension Plus is 50 lei per month and must not exceed 15% of the gross income.
You enter BT Pay and follow the steps from there. 🥰
Or, you get in touch with a BT marketing agent and sign a membership agreement to My Pension. Write to us at contact@btpensii.ro or call 0212 038 400 so you can find where the closest colleague who can help you is located.
To check if your contributions to BT Pensions have been received, you can enter BT Pay, the investments tab, and select the pension fund to which you transferred the contribution. Or you can access the online Account on the BT Pensions website. There you will find detailed information about the amounts collected and how they were allocated. To access the online account, visit BT Pensions - Online account.
But rest assured, after each transfer and the appropriate allocation of funds, you will receive an SMS to the phone number declared in the membership act. ✨
Do a kindness
your future
Direct from BT Pay, you can choose the optional private pension suitable for your lifestyle.


