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    Whether it’s an accident, an illness, or a serious diagnosis, you have financial support exactly when you need it. Choose the one that fits your needs for peace of mind today and stability tomorrow.

    Life and Health Insurance

    Protection right when it matters

    Whether it’s an accident, an illness, or a serious diagnosis, you have financial support exactly when you need it. Choose the one that fits your needs for peace of mind today and stability tomorrow.

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    • You benefit from financial protection in case of accident, illness, or hospitalization.
    • You have access to telemedicine and telediagnosis services.
    • Fast support for certain products, without complicated medical assessment.
    • Direct payments for critical situations.
    • Long-term saving option.
    • Flexibility in choosing the package that suits your needs.
    Fast support, at BT branches

    Life and health insurance

    Fast support, at BT branches

    Do you need details about your insurance? Get quick support at BT branches.

    Coverage in case of accident or serious illness

    No matter what life puts you through, it’s easier when you have support.

    Flexibility in choosing the package

    You can choose the level of protection and savings according to your budget and goals.

    Long-term Protection

    You know you are prepared for the unexpected, and your family is protected.

    Adaptability to Life Changes

    You can adjust the policy for major life events: marriage, children, job change.

    Access to modern medical services

    Telemedicine, telediagnosis and fast medical consultation, without unnecessary trips.

    Activate the insurance you need

    Beyond protection, you have peace of mind and control

    Choose the right insurance

    You can choose between Asirom and Metropolitan insurance, depending on your needs: long-term plans vs quick and flexible coverage.

    Your advantages

    • Financial protection for you and your family – coverage for risks such as death, disability, or serious illness.
    • Exemption from premium payments in case of permanent disability Grade I due to an accident.
    • Support in medical situations – payments for hospitalization, procedures, or treatments.
    • Long-term saving/planning component – money for the future or personal goals.
    Your advantages

    QUICK HELP

    Yes. For Metropolitan health insurance, you can extend coverage to your family members as well, so your loved ones also benefit from the same security and access to medical services when they need it.

    Yes. Metropolitan insurance includes the 24/7 telemedicine benefit, so you can receive medical advice and recommendations from specialists, no matter when you need guidance. It’s support at hand, wherever you are.

    It is a solution that combines financial protection with long-term saving. This way, you have the peace of mind that you and your loved ones are protected, and at the end of the contract, you receive the guaranteed accumulated amount, according to the policy terms.

    You can take out this insurance starting at age 18 to benefit from financial protection and support in the face of unexpected events.

    Sure. You can enhance your Asirom Fii Sigur insurance with additional packages that provide financial support in difficult situations, such as hospitalization, surgery, or disability caused by an accident, for greater long-term security and peace of mind.

    Protection for all that matters

    Whether you want basic protection or a comprehensive solution, Asirom and Metropolitan life insurance policies are designed to give you peace of mind and security. Choose the one that suits your lifestyle, future plans, or care for your loved ones.

    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.

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