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    Travel insurance

    DISCOVER THE WORLD WITHOUT WORRIES

    Everything you need for stress-free holidays: comprehensive medical protection, including for seasonal sports, cancellation if necessary, with quick activation from BT Pay and at a low cost.

    • You can activate it 100% online directly from BT Pay and it takes exactly 2 minutes.
    • Valid anywhere for 1 year, for vacations or business trips.
    • Payment flexibility - you can pay in 6 or 12 installments with the shopping card.
    • You get your money back if the trip is canceled or interrupted.
    • Ideal for family or friends, includes up to 6 co-insured.
    • Complete protection: emergencies, cancellations, luggage, documents, seasonal sports.
    RCA, direct from BT Pay
    The only line you would accept is the one for gelato?
    Come to the app
    RCA, direct from BT Pay

    Travel insurance and BT Pay

    aYour safety, just a swipe away

    You have complete control from your phone: you choose the plan, add co-insured, you can also pay in installments and you are ready to go. Simple, digital, whenever you need.

    100% online insurance

    You apply for your travel insurance directly from the app. The cost of insurance for one year = the cost of other travel insurances for 7–10 days.

    DepartureClujDestinationBaliTrip cancellationMedical assistanceDelayed flights

    your needs first

    Trips in Romania and abroad, by car or plane, with or without seasonal sports – you have options to choose from.

    all the details, at hand

    See the validity period of your insurance, details about coverage and about additional insured persons.

    there for you

    You have the direct contact of the insurer in the app, to make everything easier in unpleasant situations.

    YOU ARE SAFE

    Air travel: delay/loss of luggage, flight or documents, insurance is there for you.

    Low costs and few worries

    Wherever you travel in the world

    all benefits

    • Emergency medical assistance.
    • Cancellation of the trip and refund in case of cancellation or interruption of the trip (storno).
    • Protection for seasonal sports.
    • For air travel: delay/ loss of luggage, flight or documents.
    • Insurance abroad covers up to 45 consecutive days on the territory of another country, whether you are on vacation or on business.
    all benefits

    QUICK HELP

    Sure. Whether you go skiing or maybe surfing on your next vacation, you have the option to add to your insurance the option that also includes seasonal sports.

    Good news! The insurance also includes cancellation, more precisely it covers the cancellation of two trips/year with a compensation amount of 1000 euros for trips abroad and 500 euros for trips in Romania.

    You can insure yourself, but you can also additionally insure up to 6 other people, including children.

    Yes, if you have a BT shopping card, you can pay in 6 or 12 installments.

    Each trip is covered if it does not exceed 45 consecutive days.

    Safe vacation

    Take peace of mind with you wherever you travel, we take care of the unpredictable. You have complete protection in case of medical emergencies, cancellations, lost luggage, documents, seasonal sports.

    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.

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