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    Investments on the stock exchange through BT Trade

    The easiest way to trading

    You have at your disposal over 28 markets & 4600 companies in which to invest.

    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 Clients Benefit from brokerage and investment banking solutions.
    +50,000 OF Clients
    Benefits from brokerage and investment banking solutions.

    Everything you need, in a single app

    YOU TRANSACT INSTANTLY

    You have full access to the stock market, directly from your phone, you decide when, how, and in what to invest.

    SEE LIVE QUOTES

    You have real-time access to quotes from the Bucharest Stock Exchange, the main European markets, and the USA.

    INVEST IN SAFETY

    You invest in a secure legislative framework and regulated companies.

    BT Top-up

    You have a quick option to top up your account and you can check your BT account balance anytime.

    AI ACCESS TO YOUR PORTFOLIO

    The financial market from your pocket.
    Leasing that keeps up with you
    You are one step closer to being behind the wheel of the desired car. New or used, you choose the model. We support you with financing, insurance, and registration.
    Apply now
    Leasing that keeps up with you
    BT Trade

    a stable and reliable environment

    How do you open an account?

    • Install the application from the App Store or Google Play.
    • You complete some data related to yourself and follow all the necessary steps to open an account, directly from the application.
    • You receive an email to validate your account and that's it, you can start trading.

    Our services

    A team of experts is working for you.

    Funding to local authorities
    Access to the capital necessary for financing local projects, flexibility in setting deadlines and repayment conditions.
    Consulting for mergers and acquisitions
    Merger and acquisition services offered to private companies experiencing rapid growth and potential investors.
    Corporate financing services
    We apply our extensive experience to provide the best advice in several fields.
    Loans for stock market investments
    If you have an increased appetite for investing, we offer you financing for the opportunities that arise in the market.
    Broker-assisted investments
    You combine the advantages of a broker-assisted account with those of an online account and you can benefit from the help of a specialist.

    FAST HELP

    Fidelis government bonds can be purchased through BT Capital Partners (lei and euro) and Banca Transilvania (only lei). To buy Fidelis government bonds through BT Capital Partners, first you must have a trading account with us.

    Then make sure you have been informed about the offer of Fidelis government bonds. They are government bond issues, meaning they are issued by the Ministry of Public Finance and are available for subscription within a certain time frame and addressed exclusively to individual investors. For more details about them, come tosite, there we also announce the subscription periods.

    To subscribe access our online platform of trading and places orders there.

    Remember:

    • the issues are denominated in lei or euros, with maturities between 1 and 7 years
    • the minimum subscription threshold is 5,000 lei or 1,000 euros
    • the offered interest rates vary according to the interbank interest rates at the time of issuance


    A DEMO account can be opened😃, which allows access to the trading platform where the application's functionalities can be seen, as well as monitoring the evolution of the capital markets📊.

    The Trading Account does not close😊, even if there is no trading activity, as long as the annual fee is paid (👀there is only one such fee called custody fee, which is 18 lei/year).

    To fund your trading account with EUR or USD, you have the following options:

    - SEPA or SWIFT bank transfer

    - Direct transfer between accounts opened at Banca Transilvania

    Costs and duration vary depending on the chosen method and the charging policy of the bank from which you make the transfer. We recommend that you consult the list of fees and commissions applied by the respective bank for clear details.

    Important to know:BT Capital Partners does not charge a commission for foreign exchange receipts in your trading account.

    According to the legislation in force, the tax on income obtained by individuals from the transfer of securities, carried out by BT Capital Partners as an intermediary, is calculated, withheld at source, and paid to the state budget by BT Capital Partners, the tax thus withheld being the final tax.
    The tax rate varies depending on the holding period of the securities, as follows:

    (i) The 3% rate applies to the profit made from the transfer of securities that were acquired and disposed of in a period longer than 365 days, including

    (ii) The 6% rate applies to the gain from the transfer of securities that were acquired and disposed of within a period of less than 365 days

    The incomes obtained from holding and transferring financial instruments that certify the public debt of the state, as well as those of administrative-territorial units (e.g. government securities, municipal bonds) regardless of the market/place of trading where the operation takes place, are non-taxable incomes.

    Start investing

    Direct from BT Trade, you can invest in one of the 28 markets and 4600 companies.

    Ai Search
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    Logo Question BT
    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search offers automatically generated answers, using Claude-Haiku-4.5 technology and an advanced orchestration mechanism through agents. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    The use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any guarantees regarding the answers given by this service.

    AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for the processing of such data for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content offered by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed within the use of AI Search. Any abuse or inappropriate language may lead to the interruption of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be reviewed/updated at any time.

    Your investments, direct from app

    Scan the QR code and download BT Trade.