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  • 0264 308 028 or *8028The number is available from any national network. Standard rate.
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    In case you suspect fraud on your account, call quickly at 0264 308 055.Normal rate.
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    AI Search from Ask BT answers all your banking questions.

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    See your account details quickly, call 0264 308 000 and you receive an SMS with the access link.

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    You save in lei, euros or dollars from BT PayCome to the app

    MEAL CARD

    One single card, two perspectives

    As an employee, you use it for free, fast and secure, at merchants in Romania who accept card payment. As an employer, you offer a motivating advantage with extra-salary benefits.

    • No commissions – zero usage costs.

    • Fast and secure payments, contactless and via BT Pay.

    • Valid anywhere in Romania, at all partner merchants.

    • 2% cashback on purchases through BT Pay. Details.

    • Fringe benefit – at no cost to you.

    • Easy access, directly from your phone, whenever you need it.

    RCA, direct from BT Pay
    The only line you would accept is the one for gelato?
    Come to the app
    RCA, direct from BT Pay

    Meal card AND bt pAY

    The perfect mix for the budget

    You receive the BT meal card from your employer, activate it at the ATM, and use it physically or digitally through BT Pay, simple and fast. Moreover, until the end of the year, you receive 2% back in your account if you pay with BT Pay. 🎉 See details.

    KEEPING TRACK OF EXPENSES

    You know exactly what you spent, by categories: restaurant & supermarket.

    REAL-TIME TRANSACTIONS

    You pay with your phone or card and instantly see the transactions in the app.

    You have the transaction history

    You no longer know where the budget went? You can find all the details of the payments made with your meal card in the app.

    See card details

    You have all the useful information about your card in just a few taps.

    You are safe

    Your meal card is always with you, on your phone. You block it, unblock it, change limits, and approve payments. No headaches.

    Always by your side

    Culinary experiences or daily shopping.

    Buy from Partner Stores

    You can use the BT meal card in stores in Romania that accept this type of card.

    Optimize costs

    • 0 lei commission for payment with meal card at merchants
    • 0 lei commission for balance inquiry at BT ATMs
    • 0 lei commission for balance inquiry through BT Pay or via Livia from BT
    • 0 lei commission for changing the PIN code at BT ATMs
    Optimize costs

    QUICK HELP

    It costs you nothing – you have 0 lei commission for issuance, reissuance, administration, payment, PIN change, and balance inquiry. All costs are covered by your employer.

    BT meal card is dedicated exclusively to the meal benefit, so the employer can only load it with the amounts corresponding to meal vouchers. It is a simple and efficient way to enjoy this advantage.

    BT meal card is specially designed for food purchases, so amounts cannot be withdrawn or transferred. Instead, you can use it quickly and conveniently at partner merchants.

    The card is issued at the request of your employer. Once activated, it will be credited monthly with the value of meal vouchers, so that you have easy access to this benefit.

    The card can only be used in Romania, at BT partner merchants which accepts payment with meal cards. It is a modern and practical solution for grocery shopping.

    You don't need to worry – the card is automatically renewed and delivered to you through your employer. No trips, no hassle.

    TAKE YOUR MEAL CARD FROM BT

    You get rid of the rest of the worry and no longer depend on the value of a meal voucher. Your new BT meal card has extended coverage, national and local.

    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.