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    CREDIT CARD BUSINESS

    Cash flow simpler. Faster decisions. Choose the VISA Business credit card, the credit card that gives you freedom in everyday decisions.

    • You have up to 55 days grace period.
    • You pay in up to 18 installments without interest.
    • You recover the VAT for external payments.
    • Collect Star points that you can use for future purchases.
    • You have access to the Business Lounge in Bucharest and Cluj with Visa Business Gold.
    • Control the credit card limits directly from BT Go.
    Go on vacation without worries
    Travel insurance, directly on your phone, wherever the map takes you. 100% online, from BT Pay.
    Apply now
    Go on vacation without worries

    BT Go & BT VISA Business

    Total control, directly from BT Go

    Visa Business credit card and BT Go are your digital partners for a more relaxed cash flow. See in real time what happens with the company's money, manage limits, installments and card security – all simple, fast and secure, directly from your phone.

    SOLD. STAR POINTS. RATES.

    You always have available amounts and used credit at hand. See how many STAR points you have and reinvest them in your business.

    REAL-TIME TRANSACTIONS

    Each payment appears instantly in the application, with clear details.

    YOUR CARD, YOUR LIMITS

    You modify the payment limits directly from the application.

    YOU MANAGE THE PAYMENT OF INSTALLMENTS

    See the installments and pay them directly from the app.

    YOU ARE SAFE

    Your cards are always with you, in your phone. You block them, unblock them, change limits, and approve payments.

    Corporate credit card

    Corporate credit card

    Interest free. No worries.
    Only business.

    SEE WHAT CARD
    IT SUITS YOU

    Silver or Gold? Whether you need a basic financial tool or premium benefits for travel and recurring expenses, both Visa Business credit card options offer you control and flexibility.

    You buy from
    magazine star

    30,000 partner stores where you can pay in installments or with points, online or in stores. Whether they are national or local stores, you will find all categories of products and services useful for your business, in the Star network.

    GRANTING CONDITIONS

    • Your company has no banking restrictions (checks, overdue loans, etc.).
    • Your company is not registered in the Insolvency Procedures Bulletin.

    FAST HELP

    • the maximum limit for cash withdrawal is 10,000 lei per day
    • the payment limit at POS and on the internet is 20,000 lei per day, per card
    • the internet payment limit is 5,000 lei with CVV per day, per card and 0 lei for payments without CVV

    European Directive PSD2 (Payment Services Directive) regarding card payment security limits contactless or online payments without authentication via PIN code or biometrics (fingerprint, FaceID, etc.), but you can add the card in BT Pay and avoid this concern

    Of course! You have access to the Business Lounge salons if you have your Visa Business Gold credit card with you. Moreover, the best part is that you can bring a friend 😊.

    In the case of credit cards intended for legal entities, the credit line consumed between the first and last day of the current month can be replenished in the account up to the 25th day of each month.

    If it falls on a non-working day (Saturday, Sunday, or legal holiday), you must deposit the amount before this date, no later than 8:00 PM. 📅

    In order to access a company credit card, it is necessary to present an end-of-year financial statement with a receipt proving its submission to the tax authorities and a balance sheet for the month of December of the year preceding the request.

    APPLY FOR
    CREDIT CARD

    With the Visa Business credit card you have up to 55 days without interest, installments without fees and complete control from BT Go. You apply easily, and we call you with all the details. Simple, fast, no trips.

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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search offers automatically generated answers, using Claude-Haiku-4.5 technology and an advanced orchestration mechanism through agents. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    The use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any guarantees regarding the answers given by this service.

    AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for the processing of such data for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content offered by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed within the use of AI Search. Any abuse or inappropriate language may lead to the interruption of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be reviewed/updated at any time.