Savings accounts and term deposits
your savings.
your rules.
We know, sometimes it's hard with the budget when you have many wishes. But what if you had a piggy bank for each one? It's easier to set money aside when you have BT Pay.
- You save in lei, euro or dollars
- No management fees
- Do you have interest for all products
- You put money aside for the short or long term – everything depends on your plans
- You have all your savings products in one place, in BT Pay.
- Deposits are guaranteed by the Bank Deposit Guarantee Fund, up to 100,000 euros.
savings and BT Pay
save more easily
When you have BT Pay you are in full control when it comes to your money, but you also have access to the best ways to save money. Come to the app to see which savings product suits you best.
You save at your own pace
You can open as many savings or term deposit accounts as you want and name them according to your plans and wishes.
set aside effortlessly
If you have activated Round-up, you choose the rounding multiple, 1, 5 or 10 lei, and set aside money when you shop.
YOU KEEP TRACK of the savings
See how much money has been collected and have all term deposits and savings accounts in the same place.
MANAGE Money efficiently
Put money in or take money out instantly from savings accounts, deposits or round-up.
You are safe
Your cards are always with you, in your phone. You block them, unblock them, change limits, and approve payments. No headaches.
Do you know how to make your money grow?
FIT Check it is the financial education quiz that helps you quickly understand how prepared you are regarding economies, investments and money management. In just a few simple questions, you find out where you stand and what you can improve in the way you organize your finances.
Save without realizing it
At every payment with the debit card, the amount is automatically rounded up, and you can accelerate your savings by x2, x3, or x5. For example, for a payment of 12.5 lei, with a rounding step of 5 lei, you normally set aside 2.5 lei. With Round Up Accelerator, you save more, faster:
- x2: 5 lei
- x3: 7.5 lei
- x5: 12,5 lei
economies for
your junior
We know you want to provide him with everything he needs and KidCONT is perfect for you. A savings account that can be opened in the child's name, by parents or authorized representatives.
- You have a bonus on your account anniversary equal to the monthly interest (if you do not make withdrawals for a year and deposit at least 500 lei / 120 euros)
- Interest is calculated daily and you receive it annually
- You have no opening or collection commission
- You can make deposits or withdrawals anytime without losing the accrued interest
Your money can
do more
Do you have some new dreams on the list? When you have BT Pay you are closer to everything you want, because you have access to the best ways to save money.
QUICK HELP
Each card payment is a saving opportunity when you have Round Up, your virtual piggy bank. Any amount you pay is rounded up to the rounding multiple chosen by you and the difference goes into your Round Up savings account, with interest.
Let's take an example, to see exactly what it is about. You are in the city and want to buy yourself a coffee (✨a little treat✨) that costs 12.5 lei, your amounts will be rounded like this, depending on the multiple you chose:
- 1 leu: 0.5 lei are added to the Round Up account
- 5 lei: you are credited 2.5 lei in the Round Up account
- 10 lei: 7.5 lei are added to your Round Up account
And so you start saving money, without doing anything else extra.
You can have savings accounts as well as deposits in lei, euros, and dollars 🙂
Yes, you can withdraw the money whenever you want - but you lose the interest if you withdraw the money before the maturity date.
Yes, you can have several - one for each plan 🥳. In addition, you can rename them however you want, to make it easier for you to set money aside.
it is easy to put
money aside
Whether you are in the city and want to treat yourself to ✨a little treat✨ or want to save money for the long term, in BT Pay you will find the perfect solution for your savings.