Current account subscriptions
Only one cost,
zero worries
Flexible banking without trips to the bank, directly from your phone. We have grouped great benefits in current account subscriptions advantageous for you. See which one suits you.















You do free banking through the BT Pay app. 0 lei for collections in lei from other banks. 0 lei for account opening and issuing the debit card. 0 lei for account and debit card management. 0 lei for payments between BT accounts, in lei, made through BT Pay. 0 lei for balance inquiry and cash withdrawal in the BT network.
complete banking package
Beyond the current account subscription, choose the debit card that suits you, the complete insurance package and VIP benefits, to do #smartbanking regardless of the occasion.
Travel insurance
Access to the lounge
Accident insurance
Priority in call center
account in another currency
Choose the subscription of banking
Whether you want a basic or premium version, current account subscriptions are designed to save you money and time. Depending on the payments you make monthly, how you manage your budget, or how often you travel.
Interbank collections with ZERO commission (if you have a minimum turnover of 300 lei/month) Mobile banking with BT Pay
Interbank collections with ZERO commission Free travel insurance Mobile banking with BT Pay
Interbank collections with ZERO commission Accident insurance from Metropolitan Life Insurance Mobile banking with BT Pay
Access to the business lounges in the airports of Bucharest and Cluj-Napoca Free travel insurance Priority in Call Center Interbank collections with ZERO commission
Travel insurance Accident insurance Priority in Call Center Access to the business lounges in the airports of Bucharest and Cluj-Napoca Interbank collections with ZERO commission
FAST HELP
If you have activated a subscription, but you think it is not suitable for you, you can always request its deactivation at any BT branch.
However, you should know that once the subscription is deactivated, the benefits from the subscription will no longer apply and you will pay the standard cost for all products and services you have at BT.
Any individual can benefit from BT current account subscriptions, with a few simple conditions:
- Individual resident adult - you can choose the subscription Salut, 365, Gold or Gold+.
- Student – you can choose the Student subscription.
- Minors – if your minor is between 0-13 years old you can activate Kid subscription, dacă vârsta miorului este cuprinsă între 14-18 ani poți activa the College subscription.
Yes, the BT Student subscription is truly zero.
The benefits of the Student subscription are:
- Zero commission on opening and managing the current account in RON/ FCY
- Zero commission issues and annual maintenance Mastercard Omnipass debit card
- Zero commission on collections from other banks
- Free travel insurance
- BT Pay Application
You can request the activation of the subscription at any BT unit or through the Call Center, by filling out the form from the Current Account Subscriptions page.
Activation of a BT current account subscription is done simply, in a few steps:
- You choose the desired subscription directly from the BT website;
- You complete the online form with your data;
- You are contacted by a BT representative for activation completion;
Or we are waiting for you at any BT unit, where our colleagues will please help you choose the most suitable subscription for you.
You do not have to come to the bank to pay the subscription.
Your subscription fee will be automatically deducted, every month, from your selected current account, in the account currency.
The subscription value will be recorded on the account statement attached to the current account. 😉
All current account subscriptions provide zero commission on interbank collections.
In the case of the Salut and Student subscription, to benefit from zero commission on interbank collections, you must be careful and collect a minimum of 300 lei each month, otherwise you will be charged a commission on every interbank collection.
The subscription does not have an expiration date. It remains valid until you want to cancel it. 😊
Sure! Even if you have chosen a subscription option, it can be changed at any time. Just come to any BT unit and our colleagues will help you.
Apply for the current account subscription
Different people, different needs. You have five current account subscription options to choose from, so you can do banking the way you want.



