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    See your account details quickly, call 0264 308 000 and you receive an SMS with the access link.

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    You save in lei, euros or dollars from BT PayCome to the app

    Current account subscriptions

    Only one cost,
    zero worries

    Flexible banking without trips to the bank, directly from your phone. We have grouped great benefits into advantageous current account subscriptions for you. See which one suits you.

    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 ROMANIANS Have already chosen a current account subscription.
    +3,900,000 OF ROMANIANS
    They have already chosen a current account subscription.
    • You do free banking through the BT Pay application.
    • 0 lei for collections in lei from other banks.
    • 0 lei for account opening and debit card issuance.
    • 0 lei for account and debit card administration.
    • 0 lei for payments between BT accounts, in lei, made through BT Pay.
    • 0 lei for balance inquiry and cash withdrawal on the BT network.
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    More than a subscription

    complete banking package

    Beyond the current account subscription, you choose the debit card suitable for you, the complete package of insurance and VIP benefits, to do #smartbanking regardless of the occasion.

    Travel insurance

    You have a worry-free vacation anywhere in the world: the insurance protects you in case of medical emergencies, trip cancellation, or lost luggage.
    DepartureClujArrivalsParisTrip cancellationMedical assistanceDelayed flights

    Access to lounge

    You have access to the lounges in the airports in Bucharest and Cluj-Napoca, for you and one more person.

    Accident insurance

    You have full protection with Metropolitan accident insurance.

    Priority in call center

    No waiting times. We are here for any need you may have: information about cards, loans, insurance or investments.

    account in another currency

    You have a current account in another currency and cards in euros or dollars, depending on your needs.
    Next level banking

    a single cost, full freedom.

    Choose the subscription of banking

    Whether you want a basic or premium version, current account subscriptions are designed to save you money and time. Depending on the payments you make monthly, how you manage your budget or how often you travel.

    Hello
    0 lei / month
    • Interbank payments with ZERO commission (if you have a minimum turnover of 300 lei/month)
    • Mobile banking with BT Pay
    Student
    0 lei / month
    • Interbank collections with ZERO commission
    • Free travel insurance
    • Mobile banking with BT Pay
    Gold
    17 lei / month
    • Access to business lounges in the airports of Bucharest and Cluj-Napoca
    • Free travel insurance
    • Priority in Call Center
    • Interbank collections with ZERO commission
    Gold+
    20 lei / month
    • Travel insurance
    • Accident insurance
    • Priority in Call Center
    • Access to business lounges in the airports of Bucharest and Cluj-Napoca
    • Interbank collections with ZERO commission

    QUICK HELP

    A current account subscription is a banking package that includes several services associated with your account (opening and managing a current account, debit card, access to applications such as BT Pay, sometimes insurance or additional benefits) at a fixed monthly cost or even free, instead of paying separate fees for each operation or product.

    If you have activated a subscription but think it is not suitable for you, you can always request its deactivation at any BT branch.

    However, you must know that once the subscription is deactivated, the benefits from the subscription will no longer apply to you and you will pay the standard cost for all the products and services you have at BT.

    Any individual can benefit from BT current account subscriptions, with a few simple conditions:

    • Natural resident adult person - you can choose the Salut, 365, Gold or Gold+ subscription.
    • Student – you can choose the Student subscription.
    • Minors – if your minor is aged between 0-13 years you can activate Kid subscription, if the lamb's age is between 14-18 years you can activate the College subscription.

    Yes, the BT Student subscription is really zero.

    The benefits of the Student subscription are:

    • Zero commission for opening and managing the current account in RON/ FCY
    • Zero commission issues and annual maintenance Mastercard Omnipass debit card
    • Zero commission on collections from other banks
    • Free travel insurance
    • BT Pay Application

    You can request the subscription activation at any BT branch or through the Call Center, by completing the form from the Current Account Subscriptions page.

    Activating a BT current account subscription is simple, in a few steps:

    1. You choose the desired subscription directly from BT website;
    2. Complete the online form with your information;
    3. You are contacted by a BT representative for the completion of the activation;

    Or we are waiting for you in any BT unit, where our colleagues please help you choose the most suitable subscription for you.

    You do not have to come to the bank to pay the subscription.

    Your subscription fee will be automatically deducted, each month, from the current account you selected, in the account currency.

    The subscription value will be recorded on the account statement attached to the current account. 😉

    All current account subscriptions provide zero commission on interbank collections.

    The subscription does not have an expiration date. It remains valid until you want to cancel it. 😊

    Sure! Even if you have chosen a subscription option, it can be changed at any time. Just come to any BT unit and our colleagues will help you.


    Apply for a current account subscription

    Different people, different needs. You have five current account subscription options to choose from, so you can do banking the way you want.

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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.