Current account subscriptions
Only one cost,
zero worries
Flexible banking without trips to the bank, directly from your phone. We have grouped great benefits into advantageous current account subscriptions for you. See which one suits you.















- You do free banking through the BT Pay application.
- 0 lei for collections in lei from other banks.
- 0 lei for account opening and debit card issuance.
- 0 lei for account and debit card administration.
- 0 lei for payments between BT accounts, in lei, made through BT Pay.
- 0 lei for balance inquiry and cash withdrawal on the BT network.
complete banking package
Beyond the current account subscription, you choose the debit card suitable for you, the complete package of insurance and VIP benefits, to do #smartbanking regardless of the occasion.
Travel insurance
Access to lounge
Accident insurance
Priority in call center
account in another currency
Choose the subscription of banking
Whether you want a basic or premium version, current account subscriptions are designed to save you money and time. Depending on the payments you make monthly, how you manage your budget or how often you travel.
- Interbank payments with ZERO commission (if you have a minimum turnover of 300 lei/month)
- Mobile banking with BT Pay
- Interbank collections with ZERO commission
- Free travel insurance
- Mobile banking with BT Pay
- Interbank collections with ZERO commission
- Accident insurance from Metropolitan Life Insurance
- Mobile banking with BT Pay
- Access to business lounges in the airports of Bucharest and Cluj-Napoca
- Free travel insurance
- Priority in Call Center
- Interbank collections with ZERO commission
- Travel insurance
- Accident insurance
- Priority in Call Center
- Access to business lounges in the airports of Bucharest and Cluj-Napoca
- Interbank collections with ZERO commission
QUICK HELP
If you have activated a subscription but think it is not suitable for you, you can always request its deactivation at any BT branch.
However, you must know that once the subscription is deactivated, the benefits from the subscription will no longer apply to you and you will pay the standard cost for all the products and services you have at BT.
Any individual can benefit from BT current account subscriptions, with a few simple conditions:
- Natural resident adult person - you can choose the Salut, 365, Gold or Gold+ subscription.
- Student – you can choose the Student subscription.
- Minors – if your minor is aged between 0-13 years you can activate Kid subscription, if the lamb's age is between 14-18 years you can activate the College subscription.
Yes, the BT Student subscription is really zero.
The benefits of the Student subscription are:
- Zero commission for opening and managing the current account in RON/ FCY
- Zero commission issues and annual maintenance Mastercard Omnipass debit card
- Zero commission on collections from other banks
- Free travel insurance
- BT Pay Application
You can request the subscription activation at any BT branch or through the Call Center, by completing the form from the Current Account Subscriptions page.
Activating a BT current account subscription is simple, in a few steps:
- You choose the desired subscription directly from BT website;
- Complete the online form with your information;
- You are contacted by a BT representative for the completion of the activation;
Or we are waiting for you in any BT unit, where our colleagues please help you choose the most suitable subscription for you.
You do not have to come to the bank to pay the subscription.
Your subscription fee will be automatically deducted, each month, from the current account you selected, in the account currency.
The subscription value will be recorded on the account statement attached to the current account. 😉
All current account subscriptions provide zero commission on interbank collections.
The subscription does not have an expiration date. It remains valid until you want to cancel it. 😊
Sure! Even if you have chosen a subscription option, it can be changed at any time. Just come to any BT unit and our colleagues will help you.
Apply for a current account subscription
Different people, different needs. You have five current account subscription options to choose from, so you can do banking the way you want.



