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    We know that in business, opportunities and challenges arise unexpectedly. Whether you need liquidity for urgent payments, or you want to always have a financial reserve available for any situation, you have come to the right place.

    quick loans for your business

    HOW MANY IDEAS, as many solutions

    We know that in business, opportunities and challenges arise unexpectedly. Whether you need liquidity for urgent payments, or you want to always have a financial reserve available for any situation, you have come to the right place.

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    FLEXIBILITY IN FINANCING

    We have a solution for every opportunity that helps you grow.

    WITH OR WITHOUT GUARANTEES

    You can take the quick line of credit and quick credit with or without material guarantees.

    GROW IN YOUR RHYTHM

    You have to choose between quick credit solutions with a duration between 2 and 10 years.

    DO WHAT YOU WANT WITH MONEY

    The way you use money depends only on you.

    We are here, where the heart of Romania beats
    We are here for those who, day by day, take care of our health. Those who, through perseverance and entrepreneurial vision, keep the private medical system moving.
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    We are here, where the heart of Romania beats
    BANKING ON THE GO

    QUICK CREDIT FOR BUSINESS DIRECTLY IN BT GO

    From BT Go you have quick access to essential information, you can track repayments and even initiate an early repayment – all digital, whenever you need.

    • Keep track of payments

      See how much you have paid from the loan, see the installments, the interest and the date of the next installment.

    • Repayment schedule

      You see it in real time and can download it when you need it.

    • Transaction history

      You have access to all the information regarding your loan: how much you have paid, the date you took it, the amount, the remaining amount, the date your loan ends.

    • 2,400

      Early repayment

      If you have administrator rights you can initiate the full advance reimbursement process directly from the app.

      GRANT CONDITIONS

      • Do not have a ban on issuing bank checks
      • Do not appear with delays in credit at the Credit Risk Center
      • Do not have active records in the Bulletin of Insolvency Procedures
      GRANT CONDITIONS
      up to 4,000,000 lei

      up to 4,000,000 lei

      You with the ideas,
      we with the support.

      SEE WHICH LOAN SUITS YOU

      Quick credit is ideal for entrepreneurs who need immediate funds for working capital or small investments, and the quick credit line provides continuous access to a financial reserve for urgent payments such as salaries or suppliers. No justifications and no bureaucracy. You decide, we support you.

      QUICK HELP

      Both types of credit provide the necessary funds:

      ➤⠀current expenses;

      ➤⠀refinancing other loans;

      ➤⠀payment of debts to the budget and to suppliers;

      ➤⠀or financing of merchandise stock and raw materials.


      The difference is given by the mode of operation:

      ➤⠀line of credit is connected to current account, and the reimbursement is made from cash receipts into the current account.

      The credit limit is of revolving type: that is, any amount used can be repaid and, subsequently, used again, and at maturity it can be extended.

      ➤⠀another advantage of the line of credit is that the interest is calculated daily only on the amount used.

      ➤⠀credit for working capital is usually granted for specific needs, covering an expense greater than the company's current receipts.

      From the beginning, for the borrowed amount, a repayment schedule will be established, either in equal monthly installments or agreed upon mutually. 📉

      Line of credit it is the direct connection between you, the bank, and your partners. 🙂

      Practically, the bank offers you a loan with a term of up to 24 months and thus helps you overcome the temporary deficits of your working capital.

      That is, when you are not well off financially and are pressured to pay your suppliers, employees, and/or taxes to the state budget, the line of credit solves your cash-flow problems, giving you the possibility to make your payments on time. 😇

      Major advantage the advantage of using the line of credit is that you pay only for the money used at the end of each day and not for the entire value of the line of credit.

      Thus results a monthly interest that depends on the amounts used, less expensive than in the case of a classic loan (in which you use the entire approved amount and repay it on the terms agreed with the bank). 📉

      Quick credit it is a financing product intended for any needs of your company. 😊

      Whether you need money for working capital or even for small investments, BT offers you the necessary financial resources in the form of such a loan for which you do not need to provide material guarantees. 👍

      Depends on the requested amount, but in a minimum of 3 working days you should be able to. ⏱

      WHY DELAY WHAT YOU WANT?

      With quick loans from BT, you have the money exactly when your business needs it, without headaches. For big plans or unexpected expenses, everything is simple, fast, and flexible.