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    Rapid LOANS

  • Currency

    Lei

    Lei

    Lei

    Lei

    Credit period

    Up to 10 years for the fast loan with material guarantees
    Up to 5 years for quick credit without material guarantees

    Up to 24 months

    Up to 10 years for the fast loan with material guarantees
    Up to 5 years for quick credit without material guarantees

    Up to 24 months

    Benefits

    You don't need to justify the destination of the money.

    The interest applies only to the amount used. You do not have to justify the destination of the money.

    You don't need to justify the destination of the money.

    The interest applies only to the amount used. You do not have to justify the destination of the money.

    Destination

    Payment of salaries, suppliers, state taxes, refinancing of loans from other banks or small investments, such as: renovations, purchase of equipment or of a means of transport.

    Refinancing credit lines from other banks, purchasing raw materials or goods, paying salaries, paying utilities, paying taxes to the state, payments to suppliers.

    Payment of salaries, suppliers, state taxes, refinancing of loans from other banks or small investments, such as: renovations, purchase of equipment or of a means of transport.

    Refinancing credit lines from other banks, purchasing raw materials or goods, paying salaries, paying utilities, paying taxes to the state, payments to suppliers.

    Minimum eligibility conditions
    • you are not prohibited from issuing bank checks
    • you do not appear with delays on loans in the Credit Risk Center
    • you have no active filings in the Insolvency Proceedings Bulletin
    • you are not prohibited from issuing bank checks
    • you do not appear with delays on loans in the Credit Risk Center
    • you have no active filings in the Insolvency Proceedings Bulletin
    • you are not prohibited from issuing bank checks
    • you do not appear with delays on loans in the Credit Risk Center
    • you have no active filings in the Insolvency Proceedings Bulletin
    • you are not prohibited from issuing bank checks
    • you do not appear with delays on loans in the Credit Risk Center
    • you have no active filings in the Insolvency Proceedings Bulletin
    Maximum amount

    4,000,000 Lei for the quick loan with material guarantees
    2,000,000 Lei for the quick loan without material guarantees

    4,000,000 Lei for the credit line with material guarantees
    1,600,000 Lei for the credit line without material guarantees

    4,000,000 Lei for the quick loan with material guarantees
    2,000,000 Lei for the quick loan without material guarantees

    4,000,000 Lei for the credit line with material guarantees
    1,600,000 Lei for the credit line without material guarantees

    Taxes and fees

    Awarding commission

    1.50% (minimum 500 lei)

    1.50% (minimum 500 lei)

    1.50% (minimum 500 lei)

    1.50% (minimum 500 lei)

    Non-use commission

    –

    1.5%/year

    –

    1.5%/year

    Management commission

    0.15% / month (on the average credit balance)

    0.15% / month (on the average credit balance)

    0.15% / month (on the average credit balance)

    0.15% / month (on the average credit balance)

    Early repayment fee (for loans taken over by other banks)

    2%

    2%

    2%

    2%

    Necessary Documents

    Certificate of fiscal attestation
    Last quarterly trial balance ended
    The last two annual financial statements, together with the corresponding balances and receipts
    The legal-constitutional approval regarding the contracting of the credit
    Documents for the proposed real guarantees, in case the credit is secured by real guarantees