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    AUTO RCA Insurance

    Insurance for your car

    RCA direct from BT Pay. You choose, pay and receive the policy in a few minutes. No trips, no stress. Everything digital, directly from the app.

    • Activate directly from BT Pay one of the insurers' offers.
    • You only need a few minutes, no trips or paperwork.
    • You pay in 3, 6 or 12 installments without interest, with the BT shopping card.
    • You can conclude RCA for 6 or 12 months, as you need.
    • You receive notifications before expiration, so zero stress.
    • You have the option of direct settlement (under certain conditions).
    Leasing that knows business
    You have financing, insurance, and registration for your business, whether you need a car, a tractor, or a fleet upgrade.
    Apply now
    Leasing that knows business

    RCA and BT Pay

    a duo that makes life simple

    You choose the right offer, pay with your BT card and conclude RCA for your car directly from the app. Everything digital, fast and without trips. You also have interest-free installments, notifications before expiration and full control from your phone. BT Pay + RCA = smart insurance vibes.

    The choice is yours

    Choose the right offer from multiple insurers. The cost is calculated automatically based on the entered data, car and license. See all offers before payment.

    100% online

    Scan the registration certificate and identity card, choose the right offer, pay by card, and receive the policy by mail. Everything from the app, no trips and papers.

    all details, at hand

    See the validity period of your insurance, coverage details and policy history.

    life is easier

    You receive notifications before the policy expires, so you can stay stress-free.

    YOU ARE SAFE

    Your insurance is always with you, on your phone. You have all the details in the app. No headaches.

    RCA insurance 100% online

    You and your car
    you are safe.

    Documents
    Necessary

    • The car registration document (scanned or manually entered)
    • Owner's identity card
    • The insurance cost is calculated based on the data entered in the application, the car's characteristics, and the driving license's age. You will see all the available offers before making the payment.
    RequiredDocuments

    FAST HELP

    If you have been hit in an accident, in order for you to be able to repair your car at your own insurer, it is necessary that:

    - The accident must be in Romania

    - Both cars must be registered in Romania

    - Maximum 2 cars to be involved

    - No victims

    If you are a BT client, open the BT Pay application, go to the Insurance section and there you will find the RCA Insurance.

    After, all you have to do is:

    - to enter the registration number or to photograph the vehicle registration certificate and ID card (P.S. you also have pre-filled data to make it super simple)

    - choose the offer that suits you from multiple insurers

    - you pay directly from the application

    - the policy remains in the application and you can access and download it anytime. Plus, you have details about coverage, payment history, and validity period.

    Yes. You can pay the insurance policy either in full or in 3, 6, or 12 installments if you select payment with a cardSTAR.

    BT Pay takes care not to forget: you receive automatic notifications 60 days, 30 days, 7 days, and 1 day before expiration. You have time to prepare and renew the policy without stress.

    You can download the RCA policy directly from the application after making and confirming the payment. If the download did not work or you cannot find the policy on the first page of the RCA section, you can contact us at the address vanzari@btbroker.ro and we will help you.

    You can request the modification of the RCA policy or its termination in certain specific situations.

    For example:

    • sale of the vehicle
    • adding another driver
    • data update

    For any request, you can write to us at vanzari@btbroker.ro, and we will assist you further.

    AUTO INSURANCE DIRECTLY FROM BT PAY

    Get your insurance directly from BT Pay, in just a few clicks – simple, fast, and in interest-free installments with the BT shopping card. Enjoy peaceful and incident-free travels.

    Ai Search
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    Logo Question BT
    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
    Powered by Microsoft Foundry
    AI Search offers automatically generated answers, using Claude-Haiku-4.5 technology and an advanced orchestration mechanism through agents. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    The use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any guarantees regarding the answers given by this service.

    AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for the processing of such data for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content offered by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed within the use of AI Search. Any abuse or inappropriate language may lead to the interruption of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be reviewed/updated at any time.

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