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    Green credits are for entrepreneurs who want lower costs, more control, and investments that amortize over time. From green energy, to agriculture and efficiency, we finance businesses that think long-term.

    Green loans for your business

    You invest. You save. You grow.

    Green credits are for entrepreneurs who want lower costs, more control, and investments that amortize over time. From green energy, to agriculture and efficiency, we finance businesses that think long-term.

    Skip to main content

    Costs smaller

    Reduce expenses on energy, water, or daily operation.

    Investments intelligent

    Finances projects that generate savings or income over time.

    Flexibility

    You have credit periods adapted to your investment.

    Lightly to manage

    Everything is simple, with clear visibility over your credit anytime.

    Choose GREEN CREDIT SUITABLE

    See which type of sustainable credit best suits your business plan.

    Energy
    green

    • You produce your own energy and reduce market dependence.
    • Investments such as: photovoltaic parks, self-consumption installations or storage systems.

    Energy efficiency

    • Lower consumption, better controlled costs.
    • Investments such as: lighting, heating, air conditioning, insulation and modernization of buildings or energy efficient equipment.

    Sustainable agriculture

    • We support Minimum Till, No Till production
    • Investments such as: agricultural machinery and irrigation, smart technologies (GPS, drones, weather stations) or energy solutions for farms.

    Water and
    waste

    • Use resources more intelligently
    • Investments such as: technologies for water treatment and efficiency, recycling, compaction, Waste to Energy or pellet and briquette production.

    Good to know

    • We adapt financing according to the type of investment
    • You have flexible repayment periods
    • Do you have the possibility of a grace period
    • You can bring your own contribution and guarantees, depending on the project
    Good to know
    Green credits in Bt go

    Your credit, under control

    See the repayment schedule directly in BT Go, track the loan's progress, and you can make early repayments when the business allows it.
    • Keep track of payments

      See how much you have paid from the loan, see the installments, the interest and the date
      next installment.

    • Repayment schedule

      You see it in real time and you can download it whenever you need.

    • 2,000

      Transaction History

      You have access to all the information regarding your loan: how much you have paid, the date you took it, the amount, the remaining amount, the date your loan ends.

    • 3,400

      Early repayment

      If you have administrator rights you can initiate the full early reimbursement process directly from the app.

    Green credits from BT

    Green credits from BT

    We invest energy in your projects

    FAST HELP

    Green loans are financing intended for companies that want to invest in the production of green energy (especially photovoltaic panels), either for their own consumption or to support the economy through renewable energy production.

    Credit allows you to invest in solutions that reduce expenses with energy, water, or daily operations, which lowers the company's fixed costs in the long term.

    Yes. Depending on the project, you can have a grace period that allows you to start repaying the principal only after the investment begins to generate savings.

    Guarantees are established depending on the project - they may include financed equipment, additional guarantees, or own contribution, depending on the complexity of the investment.


    • Photovoltaic systems for prosumers (with or without batteries)
    • Electric UP Projects
    • Photovoltaic parks (including PNRR financing)


    Natural or legal persons who produce electric energy from renewable sources for their own consumption, without their main activity being energy production.

    • Construction and equipping of photovoltaic parks
    • Complete installations for prosumers
    • Projects funded by the Modernization Fund or Electric Up2
    • Modernization of lighting, heating and air conditioning systems
    • Thermal insulation works
    • Acquisition of energy-efficient equipment
    • Implementation of energy management systems

    WHY DELAY WHAT YOU WANT?

    We know that not every investment is made easily. BT green loans are here to give you space to make the right decision at the right time. With tailored financing, clear terms and solutions that really help both the environment and your business.

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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
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