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    Green credits are for entrepreneurs who want lower costs, more control, and investments that pay off over time. From green energy to agriculture and efficiency, we finance businesses that think long-term.

    Green credits for your business

    You invest. You save. You grow.

    Green credits are for entrepreneurs who want lower costs, more control, and investments that pay off over time. From green energy to agriculture and efficiency, we finance businesses that think long-term.

    Skip to main content

    Costs smaller

    Reduce your expenses on energy, water or daily operations.

    Investments intelligent

    Finance projects that generate savings or income over time.

    Flexibility

    You have credit periods adapted to your investment.

    Easy to be managed

    Everything is simple, with clear visibility over your credit anytime.

    Choose GREEN LOAN SUITABLE

    See which type of sustainable credit best fits your business plan.

    Energy
    green

    • You produce your own energy and reduce dependence on the market.
    • Investments such as: photovoltaic parks, installations for self-consumption or storage systems.

    Energy efficiency

    • Lower consumption, better controlled costs.
    • Investments such as: lighting, heating, air conditioning, insulation and building or equipment energy efficiency upgrades.

    Sustainable agriculture

    • We support Minimum Till, No Till production
    • Investments such as: agricultural machinery and irrigation, smart technologies (GPS, drones, weather stations) or energy solutions for farms.

    Water and
    waste

    • Use the resources more intelligently
    • Investments such as: technologies for water treatment and efficiency, recycling, compaction, Waste to Energy or pellet and briquette production.

    Good to know

    • We adapt financing according to the type of investment
    • You have flexible repayment periods
    • Do you have a grace period option
    • You can bring your own contribution and guarantees, depending on the project
    Good to know
    Green loans at Bt go

    Your credit, under control

    See the repayment schedule directly in BT Go, track the loan evolution, and you can make early repayments when the business allows it.
    • Keep track of payments

      See how much you have paid from the loan, see the installments, the interest, and the date
      next installment.

    • Repayment schedule

      You see it in real time and can download it when you need it.

    • 2,000

      Transaction history

      You have access to all the information regarding your loan: how much you have paid, the date you took it, the amount, the remaining amount, the date your loan ends.

    • 3,400

      Early repayment

      If you have administrator rights you can initiate the full advance reimbursement process directly from the app.

    Green loans from BT

    Green loans from BT

    We invest energy in your projects

    QUICK HELP

    Green loans are financings intended for companies that want to invest in the production of green energy (especially photovoltaic panels), either for their own consumption or to support the economy through the production of renewable energy.

    Credit allows you to invest in solutions that reduce expenses on energy, water, or daily operations, which lowers the company's fixed costs in the long term.

    Yes. Depending on the project, you may have a grace period that allows you to start repaying the principal only after the investment begins to generate savings.

    Guarantees are established depending on the project - they may include financed equipment, additional guarantees, or own contribution, depending on the complexity of the investment.


    • Photovoltaic systems for prosumers (with or without batteries)
    • Electric UP Projects
    • Photovoltaic parks (including PNRR funding)


    Natural or legal persons who produce electricity from renewable sources for their own consumption, without their main activity being energy production.

    • Construction and equipping of photovoltaic parks
    • Complete installations for prosumers
    • Projects funded by the Modernization Fund or Electric Up2
    • Modernization of lighting, heating and air conditioning systems
    • Thermal insulation works
    • Purchase of energy efficient equipment
    • Implementation of energy management systems

    WHY DELAY WHAT YOU WANT?

    We know that not every investment is made easily. BT green loans are here to give you the space to make the right decision, at the right time. With tailored financing, clear terms, and solutions that truly help both the environment and your business.

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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
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