Housing insurance from BT Pay
Full protection
for your house
You leave home calmly when your house is safe: you have extensive coverage, protection for goods and unforeseen situations, all directly from BT Pay.
- The insurance is suitable both for homes without a mortgage and for those purchased through credit.
- Extended protection for your home: fires, explosions, theft, vandalism, natural phenomena, flooding neighbors.
- The policy can also be issued for another person's property (relatives, friends, etc.).
- You protect your home also against risks that are not covered by the mandatory insurance.
- Valid in Romania: you have clear protection, on the territory of the country.
- You protect your house in Romania even if you live in the diaspora, from BT Pay.
Voluntary home insurance
Your silence, just a tap away
Secure your home directly from BT Pay: fill in the data, choose the desired package, pay flexibly, and have peace of mind in the long term.
Insurance 100% online
You insure your home quickly, directly from the comfort of your house, without trips to the bank.
Complete protection for your home
The two available packages, Gold and Silver, include protection for household goods and civil liability. Additionally, you can add extra coverage, depending on your needs.
12 months of assured peace
You check the validity and documents of your insurance anytime, easily, from the app. Moreover, we notify you before your policy expires.
For all that matters
Take care of your needs and those of your loved ones, directly from the application - you can insure both your house and the home of your family or friends.
Extended protection, beyond the motor liability insurance
Housing insurance from BT Pay complements the mandatory PAD insurance, extending the protection of the home beyond natural disasters, by covering multiple types of damage.

CHOOSE INSURANCE
Regardless of the situation, your home deserves protection. You can choose between two solutions, depending on the stage you are in. Both offer the same level of safety – they only differ in when you need them and how you activate them.
all benefits
The insurance is suitable both for homes without a mortgage and for those purchased through credit. You have one year of full protection for your home, for the goods in the dwelling, and civil liability. The policy covers fires, explosions, natural phenomena, floods from neighbors, theft, vandalism, civil liability, breakable goods, and good neighborliness. You can extend the insurance with protection for the boiler, electrical installations, and rapid interventions in case of emergency. You can pay the insurance cost in 6 or 12 installments with the BT shopping card.

FAST HELP
Home insurance from BT Pay is concluded for a period of 12 months.
You can access the option from several places in the application:
- from the main screen → Insurance → Home insurance
- from HUB
- or from Loans → Insurance
Everything is designed so that you reach it quickly, no matter where you enter from.
YOUR HOME, SAFE
Enjoy peace at home, even when unexpected situations arise. Home insurance offers you complete protection for your house, simple and fast through BT Pay.

