Home insurance from BT Pay
Full protection
for your house
You leave home peacefully when your house is safe: you have extensive coverage, protection for goods and unforeseen situations, all directly from BT Pay.
- The insurance is suitable both for homes without a mortgage and for those purchased through credit.
- Extended protection for your home: fires, explosions, theft, vandalism, natural phenomena, neighbor floods.
- The policy can also be issued for another person's property (relatives, friends, etc.).
- You protect your home also against risks that are not covered by the mandatory insurance.
- Valid in Romania: you have clear protection, on the territory of the country.
- You protect your house in Romania even if you live in the diaspora, from BT Pay.
Voluntary home insurance
Your silence, one tap away
Insure your home directly from BT Pay: fill in the data, choose the desired package, pay flexibly, and have peace of mind in the long term.
100% online Insurance
You insure your home quickly, directly from the comfort of your own house, without trips to the bank.
Complete protection for your home
The two available packages, Gold and Silver, include protection for household goods and civil liability. Additionally, you can add extra coverage, depending on your needs.
12 months of assured peace
You check the validity and your insurance documents anytime, easily, from the app. Moreover, we notify you before your policy expires.
For everything that matters
Take care of your needs and those of your loved ones, directly from the app - you can insure both your home and the residence of your family or friends.
Extended protection, beyond PAD
BT Pay home insurance complements the mandatory PAD insurance, extending home protection beyond natural disasters, by covering multiple types of damages.

CHOOSE THE INSURANCE
Regardless of the situation, your home deserves protection. You can choose between two solutions, depending on the stage you are at. Both offer the same level of safety – they only differ in when you need them and how you activate them.
all benefits
- The insurance is suitable both for homes without a mortgage and for those purchased through credit.
- You have one year of full protection for your house, for the belongings in the home and civil liability.
- The policy covers fires, explosions, natural phenomena, flooding from neighbors, theft, vandalism, civil liability, breakable goods, and good neighborliness.
- You can extend the insurance with protection for the boiler, electrical installations, and quick interventions in case of emergency.
- You can pay the insurance cost in 6 or 12 installments with the BT shopping card.

QUICK HELP
Home insurance from BT Pay is concluded for a period of 12 months.
You can access the option from multiple places within the application:
- from the main screen → Insurance → Home insurance
- from HUB
- or from Credits → Insurances
Everything is designed so that you reach her quickly, no matter where you enter from.
YOUR HOME, SAFE
Enjoy peace at home, even when unexpected situations arise. Home insurance offers you full protection for your house, simple and quick through BT Pay.

