COMPARE Property insurance
If you have a mortgage loan through BT, home insurance is necessary to protect your property throughout the entire loan period.
Do you want an insurance available anytime, for mortgaged or non-mortgaged homes.
If you have a mortgage loan through BT, home insurance is necessary to protect your property throughout the entire loan period.
Do you want an insurance available anytime, for mortgaged or non-mortgaged homes.
This optional insurance can be issued if there is an active PAD policy.
Otherwise, you can issue your PAD policy at any BT unit.
This optional insurance can be issued if there is an active PAD policy.
Otherwise, you can issue or renew your PAD policy directly from BT Pay, as an intermediate step for activating the home insurance.
This optional insurance can be issued if there is an active PAD policy.
Otherwise, you can issue your PAD policy at any BT unit.
This optional insurance can be issued if there is an active PAD policy.
Otherwise, you can issue or renew your PAD policy directly from BT Pay, as an intermediate step for activating the home insurance.
In the long term, it has the same duration as the mortgage loan term.
Annual, with the possibility to customize the package at each renewal, according to needs.
In the long term, it has the same duration as the mortgage loan term.
Annual, with the possibility to customize the package at each renewal, according to needs.
- Building
You can opt for extra coverage:
- Household goods
- Civil liability
- Building
- Household goods
- Civil liability
In addition, you can opt for coverage for:
- Electrical damages
- Thermal power plants
- Emergency technical assistance
- Building
You can opt for extra coverage:
- Household goods
- Civil liability
- Building
- Household goods
- Civil liability
In addition, you can opt for coverage for:
- Electrical damages
- Thermal power plants
- Emergency technical assistance
- Building - 0.12% of the insured amount
- Content - 0.14% of the insured amount
- Civil liability - 0.16% of the insured amount
The cost is customized, depending on the chosen risks and the characteristics of the dwelling (area, year, location).
- Building - 0.12% of the insured amount
- Content - 0.14% of the insured amount
- Civil liability - 0.16% of the insured amount
The cost is customized, depending on the chosen risks and the characteristics of the dwelling (area, year, location).
Monthly, quarterly, semiannual or annual, throughout the entire credit period.
One-time payment - you can choose to purchase in full or pay in 6 or 12 installments with the shopping card.
Monthly, quarterly, semiannual or annual, throughout the entire credit period.
One-time payment - you can choose to purchase in full or pay in 6 or 12 installments with the shopping card.
500,000 euros. For the mortgaged properties, BT applies the values from the BT system.
- Property + contents - maximum 500,000 euros (equivalent in lei).
- Content - maximum 30,000 euros (equivalent in lei).
500,000 euros. For the mortgaged properties, BT applies the values from the BT system.
- Property + contents - maximum 500,000 euros (equivalent in lei).
- Content - maximum 30,000 euros (equivalent in lei).
