You send money on the spot
Direct online account from app
You are the only one in your group of friends who is not yet with BT? You have no more excuses now. You can open a bank account online, directly from BT Pay.
And one more thing: if you get a Star card, you can request one with the same benefits for someone dear - even if they are not a BT client.
All cards, zero worries
Your debit, credit and virtual cards, all a tap away.
Credit 100% ONLINE
You apply for a personal loan, directly from the app.
Put money aside slowly
You save easily for your desires, benefiting monthly from progressive interest depending on the amount in the account.
Instant transfers
Whether you're splitting the bill with friends or making payments with your phone, you have all transactions just a click away.
Investments, just a click away
You have over 14 investment funds in BT Pay and you can start investing instantly, without needing to be a finance guru.
Choose the subscription of banking
Different people, different needs. So, you have five subscription options to choose from. ✨
- Interbank collections with ZERO commission
- Mobile banking with BT Pay
- Interbank collections with ZERO commission
- Mobile banking with BT Pay
- Free travel insurance
- Interbank collections with ZERO commission
- Mobile banking with BT Pay
- Accident insurance from Metropolitan Life Insurance
- Access to business lounges in the airports of Bucharest and Cluj-Napoca
- Free travel insurance
- Mastercard Gold Card
- Insurance from Metropolitan Life Insurance
- Mastercard Gold Card
- Priority in Call Center
Make your way in BT Pay
If you are a resident in Romania and you are 18 years old you can open your account online in less than 10 minutes. All you have to do is download the application, confirm your identity with your ID card and choose the current account subscription that suits you.
One application for any situation
QUICK HELP
To be able to open an online account through BT Pay in Romania, you must have an identity document issued by the Romanian authorities, specifically an ID card (standard identity card) or an EC (electronic identity card). 😁
No. To open an online account and sign the contract remotely, you must be at least 18 years old.
If you are under 18 years old we expect you in a unit together with a parent to open an account for you.
The process complies with the strictest security standards and the legislation in force.
Make sure you access the BT Pay app only through the BT website or through the App Store, Google Play, or Huawei AppGallery and continue without worries.
About 5-7 minutes, roughly the time to listen to 2 favorite songs from the playlist. 🌟
Well, you don't open a 100% online account every day, do you? If you encounter difficulties signing the documents, we are here for you. 🤗
1. On the right side of the contract, at the bottom of the page, you have a pink frame 🔎. Click on it.
2. Tap, tap, tap.✅ Check all the boxes and click ACCEPT.
3. I hope you have the phone next to you. You will receive by SMS a unique Code consisting of 6 DIGITS which you need to enter in the box. Ready? Tap ”SIGN PACKAGE”.
4. Click on the button FINALIZEAZĂ and you are already closer to your account.
5. Wonderful! You have signed the documents using the digital signature. 😎
If you cannot arrive in a BT agency to request the opening of an account, then you can open an account yourself directly from BTPay Mobile or BTPay Web.
Yes. Although you can use the digital card immediately through BT Pay, we also issue you a physical card, which you will receive at the address you specified or for free at a unit of your choice.
Well, that depends a lot on the person you want to empower cont. 🙂
More precisely:
➤⠀if person has a current account opened with us,you can come at any time BT unit, having with you only the identity card and a copy of the identity card of the respective person. Quite simple, isn't it? 😉
➤⠀if the person to be empowered does not have an account opened at BT, you will need to come together, with identity documents to any of our branches. We are waiting for you! 🤗
A current account subscription is a banking package that includes several services associated with your account (opening and managing a current account, debit card, access to applications such as BT Pay, sometimes insurance or additional benefits) at a fixed monthly cost or even free, instead of paying separate fees for each operation or product.
Fortunately, if you want to open or close an account at BT, you avoid fees, because these things are free. 😃
And if you want to open an account at BT as a non-resident individual, it costs you 10 lei.
The opening of a cont is free, regardless of how many you already have open. 😉
open account 100% online
In approximately 10 minutes, through the BT Pay app, you have a lei account with us and you can use the card instantly from the app. It takes as long as listening to two songs.
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