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    RCA in BT Pay - 100% online, installment payments, always at handCome and see

    Offer for young people

    Financial independence starts now

    At BT, you have financial solutions that grow with you. From KID (0–14 years), with simple and secure access to money, to COLLEGE (14–18 years), with more freedom and financial control. ✨

    Offer for young peopleOffer for young people

    Choose the Suitable subscription

    Whether you are at the beginning of your journey or already taking the first steps toward independence, we support you with subscriptions created especially for you.

    kid

    0-14 years

    • Zero opening and administration fees for the current account in lei
    • Free collections from other banks
    • Free BT Payments - BT and BT - other bank in RON (online, <50,000 RON)
    • Access to BT Pay Kiddo (for children over 10 years old)
    • Extra options available: Current account in lei or current accounts in foreign currency (euro/other currencies)

    college

    14-18 years

    • Zero opening and administration fees for the current account in lei
    • Card VISA Classic included
    • Free collections from other banks
    • Free BT Payments - BT and BT - other bank in RON (online, <50,000 RON)
    • Access to BT Pay Kiddo – pocket money directly in the app
    • Extra options available: Current account in lei or current accounts in foreign currency (euro/other currencies)
    2 years with no business banking fees
    Open an account for your business directly from BT Go in 15 minutes and enjoy 24 months of unlimited payments, collections, and accounts in RON and foreign currency.
    I want the offer
    2 years with no business banking fees

    Offer for young people and BT Pay kiddo

    Financial education through real experience

    With BT Pay Kiddo, you have control of the money directly in the app. Simple, cool, and responsible.

    REAL-TIME TRANSACTIONS

    You pay online or in stores, without headaches.

    YOUR CARD, YOUR RULES

    You save money for your wishes.

    KEEPING TRACK OF EXPENSES

    See how much money you have and what you spent it on.

    LIFE IS EASIER

    You learn to be financially independent, without asking for cash from your parents anymore.

    YOU ARE SAFE

    You always have your cards at hand, directly in your phone. You block them, unblock them, change limits, and approve payments.

    Kid or College?

    Kid or College?

    Take a step towards your financial independence.

    QUICK HELP

    Yes. With the KID subscription, children between 0 and 14 years old can have a simple and secure account, with no administration fees.

    Through the application BT Pay Kiddo, available for children over 10 years old. There they can see how much money they have, can pay or even save.

    Yes. With the COLLEGE subscription (14–18 years), he/she receives a VISA Classic card and access to his/her account, without management fees.

    You just need to go to a BT unit. One of the parents can activate the KID or COLLEGE subscription very easily.

    Yes. At BT, your child has access to a safe digital space, where they can learn to manage their money from a young age. With BT Pay Kiddo, you have control, and he has the freedom to explore – he sees what he spends, saves, and pays directly from the phone. Everything is simple, smart, and age-appropriate.

    Activate now

    Kid or College? Take a cool step towards your financial independence. It's super easy: one of the parents can activate the subscription at any BT branch.

    Everything from the app, in real time 🙌

    Scan the QR code and download the application