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    Offer for young people

    Financial independence starts now

    At BT, you have financial solutions that grow with you. From KID (0–14 years), with simple and secure access to money, to COLLEGE (14–18 years), with more freedom and financial control. ✨

    Offer for young peopleOffer for young people

    Choose the Suitable subscription

    Whether you are at the beginning of your journey or already taking the first steps toward independence, we support you with subscriptions created especially for you.

    kid

    0-14 years

    • Zero opening and administration fees for the current account in lei
    • Free collections from other banks
    • Access to BT Pay Kiddo (for children over 10 years old)
    • Extra options available: Current account in lei or current accounts in foreign currency (euro/other currencies)

    college

    14-18 years

    • Zero opening and administration fees for the current account in lei
    • Card VISA Classic included
    • Free collections from other banks
    • Access to BT Pay Kiddo – pocket money directly in the app
    • Extra options available: Current account in lei or current accounts in foreign currency (euro/other currencies)
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    Offer for young people and BT Pay kiddo

    Financial education through real experience

    With BT Pay Kiddo, you have control of the money directly in the app. Simple, cool, and responsible.

    REAL-TIME TRANSACTIONS

    You pay online or in stores, without headaches.

    YOUR CARD, YOUR RULES

    You save money for your wishes.

    KEEPING TRACK OF EXPENSES

    See how much money you have and what you spent it on.

    LIFE IS EASIER

    You learn to be financially independent, without asking for cash from your parents anymore.

    YOU ARE SAFE

    You always have your cards at hand, directly in your phone. You block them, unblock them, change limits, and approve payments.

    Kid or College?

    Kid or College?

    Take a step towards your financial independence.

    QUICK HELP

    Yes. With the KID subscription, children between 0 and 14 years old can have a simple and secure account, with no administration fees.

    Through the application BT Pay Kiddo, available for children over 10 years old. There they can see how much money they have, can pay or even save.

    Yes. With the COLLEGE subscription (14–18 years), he/she receives a VISA Classic card and access to his/her account, without management fees.

    You just need to go to a BT unit. One of the parents can activate the KID or COLLEGE subscription very easily.

    Yes. At BT, your child has access to a safe digital space, where they can learn to manage their money from a young age. With BT Pay Kiddo, you have control, and he has the freedom to explore – he sees what he spends, saves, and pays directly from the phone. Everything is simple, smart, and age-appropriate.

    Activate now

    Kid or College? Take a cool step towards your financial independence. It's super easy: one of the parents can activate the subscription at any BT branch.

    Ai Search
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    BT Question Logo
    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
    Powered by Microsoft Foundry
    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.

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