COMPARE the products
of saving
Savings account
Term deposit
Round Up
KidCont
Product type
Flexible saving
Fixed-term saving
Automatic saving
Flexible saving
Minimum amount
100 lei/euro
100 lei or 250 eur/usd
There is no minimum amount
100 lei/euro
Period
Indeterminate
1, 3, 6, 12, 24 or 36 months
Indeterminate
Up to a maximum of 18 years
Interest tax
10%
10%
10%
10%
Currency
lei/euro
lei/euro/dollars
lei
lei/euro
0 management fee
0 collection fee in account
Benefits
Permanent access to money
You can withdraw the money from the account at any time, but you lose the interest before the maturity date
Interest payment
Monthly, on the anniversary
At maturity
Monthly, on the anniversary
Annually, on the anniversary
Flexibility
You can deposit/withdraw money anytime
You can withdraw the amounts at maturity. In case you close the deposit before maturity, you will receive the sight interest, which at this moment is zero.
You can withdraw the amounts anytime
You can deposit/withdraw money anytime
Free internet banking through BT Pay
Unlimited number of accounts
Guaranteed savings by the Bank Deposit Guarantee Fund, up to 100,000 euros
Replenishing the account with money anytime