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    AI Search from Ask BT answers all your banking questions.

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    COMPAREthe products
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    Savings account

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    KidCont

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    Product type
    Flexible saving
    Fixed-term saving
    Automatic saving
    Flexible saving
    Minimum amount
    100 lei/euro
    100 lei or 250 eur/usd
    There is no minimum amount
    100 lei/euro
    Period
    Indeterminate
    1, 3, 6, 12, 24 or 36 months
    Indeterminate
    Up to a maximum of 18 years
    Interest
    See interest rates
    See interest rates
    3,00%
    See interest rates
    Interest tax
    10%
    10%
    10%
    10%
    Currency
    lei/euro
    lei/euro/dollars
    lei
    lei/euro
    0 management fee
    0 collection fee in account

    Benefits

    Permanent access to money
    You can withdraw the money from the account at any time, but you lose the interest before the maturity date
    Interest payment
    Monthly, on the anniversary
    At maturity
    Monthly, on the anniversary
    Annually, on the anniversary
    Flexibility
    You can deposit/withdraw money anytime
    You can withdraw the amounts at maturity. In case you close the deposit before maturity, you will receive the sight interest, which at this moment is zero.
    You can withdraw the amounts anytime
    You can deposit/withdraw money anytime
    Free internet banking through BT Pay
    Unlimited number of accounts
    Guaranteed savings by the Bank Deposit Guarantee Fund, up to 100,000 euros
    Replenishing the account with money anytime
    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.