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    MEAL CARD

    One single card, two perspectives

    As an employee, you use it for free, fast and securely, at merchants in Romania who accept card payment. As an employer, you offer a motivating advantage with extra-salary benefits.

    • No commissions – zero usage costs.

    • Fast and secure payments, contactless and through BT Pay.

    • Valid anywhere in Romania, at all partner merchants.

    • 2% cashback on purchases through BT Pay. Details.

    • Fringe benefit – no cost for you.

    • Easy access, directly from your phone, whenever you need it.

    Go on vacation without worries
    Travel insurance, directly on your phone, wherever the map takes you. 100% online, from BT Pay.
    Apply now
    Go on vacation without worries

    MEAL CARD AND bt PAY

    The perfect mix for the budget

    You receive the BT meal card from your employer, activate it at the ATM and use it physically or digitally through BT Pay, simple and fast. In addition, until the end of the year, you receive 2% back in your account if you pay with BT Pay. 🎉 See details.

    KEEP TRACK OF EXPENSES

    You know exactly what you spent, by categories: restaurant & supermarket.

    REAL-TIME TRANSACTIONS

    You pay with your phone or card and instantly see transactions in the app.

    You have the transaction history

    Don't know where the budget went? Find all the details of the payments made with your meal card in the app.

    See card details

    You have all the useful information about your card in just a few taps.

    YOU ARE SAFE

    Your meal card is always with you, in your phone. You lock it, unlock it, change the limits and approve payments. No headaches.

    Always by your side

    Culinary experiences or daily shopping.

    Buy from Partner Stores

    You can use the BT meal card in stores in Romania that accept this type of card.

    Optimize costs

    • 0 lei commission for payment with meal card at merchants
    • 0 lei commission for balance inquiry at BT ATMs
    • 0 lei commission for balance inquiry from BT Pay or via Livia from BT
    • 0 lei commission for changing the PIN code at BT ATMs
    Optimize costs

    FAST HELP

    It doesn't cost you anything – you have 0 lei commission for issuance, reissuance, administration, payment, PIN change, and balance inquiry. All costs are covered by your employer.

    BT meal card is dedicated exclusively to meal benefits, so the employer can load it only with amounts corresponding to meal tickets. It is a simple and efficient way to enjoy this advantage.

    BT meal card is specially designed for food purchases, so the amounts cannot be withdrawn or transferred. Instead, you can use it quickly and conveniently at partner merchants.

    The card is issued at your employer's request. Once activated, it will be loaded monthly with the value of meal vouchers, so that you have easy access to this benefit.

    The card can only be used in Romania, at BT partner merchants which accepts payment with meal cards. It is a modern and practical solution for grocery shopping.

    You don't have to worry – the card is renewed automatically and it reaches you through your employer. No trips, no headaches.

    TAKE YOUR MEAL CARD FROM BT

    You get rid of the worry about the rest and no longer depend on the value of a meal voucher. Your new meal card from BT has extended coverage, national and local.

    Ai Search
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    Logo Question BT
    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search offers automatically generated answers, using Claude-Haiku-4.5 technology and an advanced orchestration mechanism through agents. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    The use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any guarantees regarding the answers given by this service.

    AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for the processing of such data for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content offered by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed within the use of AI Search. Any abuse or inappropriate language may lead to the interruption of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be reviewed/updated at any time.