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  • 0264 308 028 o *8028The number is available from any national network. Standard rate.
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    See your account details quickly, call 0264 308 000 and you receive an SMS with the access link.

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    Open an account online, 24/7

    2 years with zero costs for your business

    Whether you are just starting out or already have a business, open an account
    100% online and join the largest community of entrepreneurs
    from Romania directly via BT Go, in 15 minutes.

    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    Over 600,000 entrepreneurs are already with BT!
    +600.000entrepreneurs
    I'm already with BT!

    100% online, 24/7

    You can open your account directly from your phone, anytime and anywhere you are.

    Without papers, without worries

    It is enough to have the ID at hand. You start using the account on the very day you open it.

    ZERO commissione for transactions

    You make unlimited transactions, free of charge, with all your partners, regardless of their bank.

    You collect atthe best costs

    Accept payments at POS/POS App or online, and benefit from preferential fees on all card collections.

    2 years of operationsUnlimited, no fees

    Whether you are just starting out or already have a business you want to grow, you have the best offer with the account package.

    Payments and collections
    • Unlimited interbank transactions in RON and foreign currency
    • Unlimited interbank collections in RON and foreign currency
    • 40 BT Alert SMS
    POS &
    E-comm
    • BT POS APP processing fee0,9% 0.7% +0.1 lei
    • POS processing commission 0,9% 0,7%
    • E-commerce processing commission 1.00% 0,9%
    Business Banking
    • Internet & Mobile Banking through BT Go
    • 12 free months of FGO, the invoicing platform integrated into FGO
    • You have 12 months to complete your Single Declaration for free using the SOLO app.

    BT Go

    100% online account in 15 minutes

    Start doing business banking with BT Go and get 24 months free for your business.

    All cards, at hand

    You issue, block, modify trading limits, all directly from the app.

    Instant transfers

    Payments to partners or the state budget? All just a tap away.

    Estratti conto

    You and your accountant are both relaxed. You have daily and monthly account statements that you can download in PDF, CSV, or MT940 format, either in bulk or individually.

    Lei or currency?

    You open new accounts, save money and make simple or negotiated currency exchanges in any currency.

    You are safe

    You have full control over your accounts for any unforeseen situation that may arise.

    BT
    Do you want to move your business to BT?

    open your account in 15 minutes and get the first 24 months free

    OPEN ONLINE ACCOUNT IF

    • You are the sole associate and legal representative
    • Do you own a company, a sole proprietorship, or practice a liberal profession
    • You are a resident and have an identity card issued in Romania
    BT

    Good to know

    This offer is available for companies that did not have an account with BT on September 7, 2026, and that open a business account between September and December 2026.

    When opening an account online in BT Go, other associates or authorized persons by power of attorney cannot be added. To open an online account, you only need a valid ID card.

    For certain areas, a visit to the branch may be required.

    If you are not eligible, at the agency opening you will need:

    • LLC/LLC-D, II, IF, SA
    • The constitutive documents of the company
    • Certificate of Registration at the Trade Register
    • ONRC registration certificate (issued max. 30 days before)
    • Legalized and translated documents (for non-residents)
    • Proof of residence in Romania (for the legal representative)

    QUICK HELP

    It only takes 15 minutes to start doing business with BT. ⚡

    1. Download the application from App Store/Google Play/Huawei Store

    2. Check that you meet the conditions for opening an account online. If you don’t, don’t worry, the in-branch account opening process is very quick.

    3. Complete the company data

    4. Complete the remote identification process or identify yourself via BT Pay

    5. Set the access password and biometric authentication

    6. You add and confirm your contact details

    7. You log in to the app and set up your account

    8. And done! We verify the data and get back with the account opening confirmation

    Simple. 😄 You only need the identity card and to be the legal representative of the company.

    ❗ You can open an account online only if your company is registered with the Trade Register and you are the sole associate with the status of legal representative of the company.


    The offer is available for SMEs and micro-enterprises opening a current account with Banca Transilvania between September and December 2026, regardless of the company's age.

    This offer is available both for accounts opened online via BT Go and for those opened at a BT branch.

    Yes, normal! 😃 Before everything, make sure that you meet all the eligibility criteria:

    ➤ you are a resident and have an identity card issued in Romania;

    ➤ you are the legal representative of the company for which you want to open the account;

    ➤ don't you already have a business account at BT;

    ➤ Your sole proprietorship must be registered with the Trade Registry;

    ➤ for certain areas of activity it is possible that you may need to come to a unità BT.

    All good? Then, come on, let me open the account online.

    Also, in case you do not meet the eligibility criteria for opening the online account, we are waiting for you inthe BT units. 😊

    Open an account 100% online, 24/7

    Bring your business to BT by December 31, 2026, and enjoy 24 months free of charge on the current account package.

    Ai Search
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    BT Question Logo
    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
    Powered by Microsoft Foundry
    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Esclusione di responsabilità

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.