e ok, ai bt pay!
deschide-ți cont la bt
Aplică mai jos, folosește codul primit pe mail când îți deschizi cont, fă 5 plăți cu telefonul de minimum 300 de lei, alege abonamentul „Student” și fă-ți cardul BT UNTOLD sau McLaren F1 Team Mastercard.
Așa primești 100 de lei & intri în tragerea la sorți pentru experiențe de neuitat cu cardurile BT UNTOLD și McLaren F1 Team Mastercard!
- Ai abonamentul gratuit de banking „Student”, cu beneficii pentru tine
- You put money aside, at your own pace: with Round Up and savings accounts
- Investești în fonduri de investiții, începând cu cât vrei tu
- Ai cardurile tale preferate BT UNTOLD și McLaren F1Team Mastercard
- You have access to offers and discounts, from the "Offers" section
- Ești mereu în control: primești și trimiți bani, dar vezi și istoricul tranzacțiilor
banking, in your style
MAKE YOUR WAY IN
bt pay
Dacă îți deschizi cont și îți emiți cardurile fizice sau virtuale BT UNTOLD sau McLaren F1 Team Mastercard intri în tragere la sorți pentru experiențe de neuitat: bilete VIP, acces backstage, meet & greet la UNTOLD 2027 sau o vizită la McLaren Technology Centre cu transport și cazare incluse, plus surprize tematice. 🎉🏎️
abonamentul de banking Student
Vine cu un card gândit special pentru tine, asigurare de călătorie gratuită, dar și ZERO comision dacă primești sau trimiți bani online, în lei, de la/către persoane de la alte bănci.
Carduri cu experiențe
Cu cardul McLaren F1 Team Mastercard poți câștiga premii pentru tine și cineva drag ție: o experiență completă în Marea Britanie la McLaren Technology Centre, iar cu cardul BT UNTOLD poți câștiga bilete VIP, cazare, experiențe backstage, front of the house și meet & greet la festival.
You always know how you stand with money
Restaurant, transport or shopping? See all payments grouped by categories or find them in "Transaction History"
Pui bani deoparte
Cu Round Up, la fiecare plată cu cardul, suma plătită se rotunjește automat până la un multiplu ales de tine: 1, 5 sau 10 lei.
Rămâi conectat
Stay connected, worry-free: recharge your SIM card or get an eSIM directly from the app. No trips to the bank or other complicated settings.

QUICK HELP
You do not pay either when you open an account or when you get a card. 😊
And you don't even need to do a minimum turnover per month.
If you are not a BT client, in just 10 minutes you can open an account and card with us through BT Pay 100% online. 🤯
Each card payment is a saving opportunity when you have Round Up, your virtual piggy bank. Any amount you pay is rounded up to the rounding multiple chosen by you and the difference goes into your Round Up savings account, with interest.
Let's take an example, to see exactly what it is about. You are in the city and want to buy yourself a coffee (✨a little treat✨) that costs 12.5 lei, your amounts will be rounded like this, depending on the multiple you chose:
- 1 leu: 0.5 lei are added to the Round Up account
- 5 lei: you are credited 2.5 lei in the Round Up account
- 10 lei: 7.5 lei are added to your Round Up account
And so you start saving money, without doing anything else extra.
Well, the cool part is that you only need a phone. Exactly, BT Pay is always with you, anywhere and anytime, for more or less unforeseen situations. 😊
Below I have prepared for you a list with what helps you BT Pay:
➤⠀Pay for shopping with your phone choosing any of the BT cards registered in the app. It's simple, fast and without fees – just unlock your phone and pay.
You can do this from phones with the Android operating system, with or without Google services. For iOS phones, cards can be added directly to the wallet from BT Pay Apple Pay;
➤ You pay the bills of utilities directly from the app;
➤ You get an overdraft (that is an overdraft) 100% online, without having to make trips to the bank
➤⠀Do you confirm the online payments direct from BT Pay: safe and fast. You just need to confirm the transaction directly from your phone using fingerprint, Face ID, or the phone unlocking method;
➤⠀Send money to whom do you want or ask for money when you need it. Transfers from the BT debit card are free to friends in the agenda who have BT Pay, but you can always send money also via IBAN;
➤⠀Transfer money between your cards;
➤⠀Transfer moneyfrom your card of debit based on the phone number to non-BT users' accounts Alias Pay activated at another bank;
➤⠀You receive money in the account of a BT debit card based on the phone number from clients of other banks by Alias Pay;
➤⠀You get a shopping card STAR Forte in just a few minutes;
➤⠀View your transaction history made with BT cards included in BT Pay and how much money do you have left in the account . If you also have a BT credit card, you find out including monthly amounts to be paid and how many STAR loyalty points have you collected, to use them later for other purchases. Everything, in real time;
➤⠀You receive exclusively offers of STAR BT partners. To see the offers, you must register at least one card;
➤⠀Withdraw cash from any BT ATM with just your phone;
➤⠀You track purchases and payments made with the card by categoriesl;
➤⠀Set trading limits for BT cards for payments to merchants and for online payments, respectively for cash withdrawals from BT ATMs;
➤ Temporarily or permanently block BT cards;
➤⠀You top up the credit card with the minimum or maximum amount required monthly – automatically, at maturity or at any time;
➤⠀You have access to offers if you connect your Fitbit, Google Fit or Apple Health account in the app: you synchronize your steps and unlock BT and partner offers;
The starting offer is free insurance for incidents.
➤ Adding a virtual card direct from the app, without needing to come to the bank. In addition, you can already start using it and choose a cool design for it.
➤ You request an increase in the credit card line in just a few minutes.
➤ See and add an account in lei or foreign currency anytime you want. In addition, you can also make online payments. Cool, isn't it?
🆕 You make online payments directly from BT Pay. If you find on partner BT websites or apps the payment method Pay with BT Pay/ Pay with BT Pay, you just have to press the button, select in the application the card you want to make the payment with, in full or in installments, and confirm the transaction. 🛍️
What do you say, did I convince you to install BT Pay? 😊
You can transfer money through BT Pay to another individual BT client by following these steps:
- You choose "Transfer Money" from the app;
- Select the person to whom you want to send money, from your phonebook;
- Enter the amount of money to send and transaction details;
- You give your consent and confirm the operation and the commission;
You enter the app PIN or confirm with the phone's biometrics and that's it! If you want to find out how you can send money to a non-BT individual client, also see "How do I transfer money to an IBAN account through BT Pay?". I have explained the steps there too. 😊
Beneficiary: You are notified by an SMS regarding the amount pending collection. The SMS is sent to the phone number you selected. The SMS contains a link that:
➤⠀If the beneficiary also uses BT Pay (the application being installed on the device with the phone number that received the SMS), they will open the transfer in the application's menu.The user can view the transaction details directly on the dedicated screen;
➤⠀If the beneficiary does not use BT Pay (and therefore the app is not installed on the phone), the link received via SMS directs them to Google Play, App Store or Huawei AppGallery, where they can download the app.Once the app is installed and the user registered/cards enrolled, accessing the link will open the transfer operation and the beneficiary will see the transaction details.
The beneficiary can:
➤⠀To accept the operation, in which case the bank transaction is carried out (collection). In this case, the user will choose the card on which they want to collect the amount of money;
➤⠀Let the transfer expire. Initiator: As the initiator of the operation (payer), you will be notified by a notification received on the phone from which you initiated the operation
➤⠀In case the beneficiary does not successfully install the application or is not a BT client (who can benefit from and use BT Pay), the payment operation is not honored, the transfer expiring in 48h, at which point the money is returned to your account;
➤⠀In case you want to cancel the transaction, you can do this before the transaction beneficiary accepts it.
DESCHIDE CONT
Nu uita: un cont la BT îți aduce 100 lei și intri în tragerea la sorți pentru experiențe de neuitat cu cardurile BT UNTOLD și McLaren F1 Team Mastercard!

