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    Examples
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  • Overdraft, fixed interest with income collection at BT
    Credit value
    10,000 lei
    Duration
    1 year
    DAE (Annual Percentage Rate)*
    15,06%
    TOTAL COST OF THE LOAN
    1,410 lei
    TOTAL AMOUNT TO PAY**
    11,410 lei
    * DAE was calculated for the situation in which you withdraw the entire credit line of 10,000 lei from the Transilvania Bank ATM after granting, using a Visa Classic card, and then pay the monthly interest according to the contract, for the entire credit used.
    ** I added the total interest with the costs of using the debit card as a payment instrument. We mention that the possibilities to pay the amount used from the granted credit line may be affected by fluctuations in own income.

    Reference interest rates credits