INVESTMENT FUNDS
Recommend and you go to festival
Investments through BT Pay take you to Untold - get the code from the app and give it to friends. If 7 use it, the GA subscription is yours, if only 3 use it, you enter the draw. Not an investor? Sign the contract and start.
A safe place for your money
You have an overview
You issue, receive and manage all transactions directly in BT Pay.
Make informed decisions
See details about the yields and evolution of each fund,
the main holdings and the currency.
You invest safely
You invest in a secure legislative framework and regulated products.
You can start with only 50 lei
The minimum amount to start investing is only 50 lei or 25 euros/dollars
Do you know how you stand with the money
You have instant access to your savings and investments, directly from the app.
14 investment funds
You invest alongside our experts, with less stress and more diversification. You choose the fund that suits you, in lei, euros or dollars depending on your risk appetite.
The previous performances of the fund do not represent a guarantee of future achievements. Read the issuance prospectus and the essential information intended for investors (DIE), before investing in the investment funds managed by BT Asset Management SAI.
The information below is valid as of %%updated_at%%
Direct Invest
You set up a recurring payment for one or more funds directly from the app.
The minimum amount is 50 RON or 25 EUR/USD.
You can always change the recurrence or stop the investment in a fund.
Do you know how to make your money grow?
FIT Check it is the financial education quiz that helps you quickly understand how prepared you are regarding savings, investments and money management . In just a few simple questions, you find out where you stand and what you can improve in the way you organize your finances.
Hint: search in Notifications
You have a code in BT Pay that takes you to the festival
A few simple steps and you are an investor
You download the BT Pay application. Tell us a few things about yourself and confirm your identity. You choose the investment fund based on preferences. That's it! You start to invest.
Quick help
Funds that have a component of listed shares in their portfolio structure have the potential to perform above the average inflation level, but they also carry a higher risk. For more information, we invite you to consult the Monthly Bulletin, where you can find the performances of the funds managed by BT Asset Management.
Investment fund performance, over different time intervals, is available here.
Starting with 01.01.2026, the earnings obtained by individual investors from investments in open-ended investment funds will be taxed by withholding at the source, as follows:
- by applying a rate of 3% on each gain from the transfer of securities that have been acquired and disposed of in a period longer than or equal to 365 days from the date of acquisition
- by applying a rate of 6% on each gain from the transfer of securities that were acquired and sold within a period of less than 365 days from the date of acquisition
See more details here.
Start investing
Directly from BT Pay, you can invest in one of the 14 investment funds. Don't forget that you can win a subscription to Untold if you bring 7 friends to the app.
