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    Cookie Policy for the BT Pay Web Internet Banking application

    The Internet Banking application https://btpay.bancatransilvania.ro/ hereinafter called BT Pay Web, is the property of BANCII TRANSILVANIA S.A (hereinafter called "the Bank" or "BT"), a credit institution, a Romanian legal entity with its registered office in Cluj-Napoca, Calea Dorobanților street, no. 30-36, Cluj, phone 0264 308028, registered at the Trade Registry under no. J1993004155124, having the unique registration code RO 5022670.

    BT Pay Web Internet Banking Application is the property of Transilvania Bank S.A. and uses cookies.

    The information presented below aims to inform you about what cookies are, as well as about their placement and use by BT Pay Web.

    In case you need more information about cookies, and these are not found in this Policy, you can write to us at the e-mail address contact@btrl.ro or you can call the phone number of the BT Contact Center service - 02648028 (or *8028). Regarding the processing of personal data in the context of cookie usage, you also have the possibility to contact the data protection officer (DPO) appointed by BT, at the e-mail address dpo@btrl.ro.

  • What types of cookies does it use

    BT Pay Web Internet Banking Application? The BT Pay Web Internet Banking Application uses session and permanent cookies, as well as proprietary cookies, for the following purposes:

    1. Strictly necessary cookies 

    These cookies are necessary for the operation of the BT Pay Web application and cannot be disabled in our systems. They are usually set only in response to actions taken by visitors of this application, whereby they request various services such as setting privacy preferences, authentication, or filling out forms. In the browser they use, visitors (users) can set blocking or receiving a warning about these cookies, but in this case, certain parts of the application may not function.

    These types of cookies are exempt from the rule of obtaining consent for their placement.

    2. Functional cookies  

    These cookies allow the optimal or, where appropriate, customized functioning of certain sections in the BT Pay Web application, such as live chat and visual assistance. These cookies may be set by us or by our partners, whose services we have added to the application. If you do not allow access to these cookies, the chat and visual assistance will not work.

    List of these cookies and the identity of third parties that place them can be found in the following list:


    How can you control cookies

    You can change the cookie settings on BT Pay Web (except for strictly necessary cookies) by accessing the Cookies Settings menu. This can be found both in the cookie banner of the BT Pay Web Internet Banking application and in its footer. At the same time, you can also set the browser you use to block any types of cookies, including necessary ones.

    We draw your attention, however, that in such a situation, the websites you visit (including the BT Pay Web Internet Banking application) might not function properly. If you want to block cookies, please make the following settings in the Internet browser you use:

    Google Chrome

    • click on the key icon and select Options from the list
    • click on the "Advanced Settings" tab
    • click on Content Settings in the Privacy section
    • choose the settings you want
    • click on X to close.

    Mozilla Firefox

    • select Tools from the main bar, then Options
    • click on the Privacy tab
    • choose the settings you want
    • click on OK to close.

    Internet Explorer

    • click on the Settings / Tools icon
    • click on Internet Options
    • click on Privacy and then choose the options
    • click on Apply and then OK to save preferences.

    Security and privacy-related aspects

    To avoid computer attacks based on cookies, we recommend that you ensure the browser version you are using is always up to date.

    The data collected by cookies are generally anonymous. In cases where cookies process personal data, you benefit from the rights provided in the Privacy Policy of Banca Transilvania, which you can find at the following link: https://www.bancatransilvania.ro/politica-prelucrare-si-protectie-date-personale/.

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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.