Personal loan insurance

In short

Do you want to take a personal loan from us? We suggest you also get life and unemployment insurance offered by Metropolitan Life that helps you stay protected throughout the duration of the loan. This way, you take a personal loan, not the related worries.

Read the Insurance Brochure for Personal Loan

PDF

Consult the Register of affiliated insurance subagents

PDF

How does it work?

We put ourselves in your place and thought about what unpleasant events could happen. Thus, we offer you insurance which, depending on your socio-professional status (employee in the public or private sector, authorized natural person, retiree), provides coverage for the following types of events:

Death as a result of an illness or an accident

The insurance covers the loan balance and thus your family does not remain with debts

Involuntary job loss

The insurance covers a maximum of 6 monthly indemnities for each event and 12 indemnities in total

Hospitalization caused by accident or illness

The insurance covers a maximum of 2 monthly allowances within an insurance year

Death from any cause

Eligibility criteria

You can conclude this type of insurance if:

You have domicile or residence in Romania
You took a personal loan from us

Costs

You will pay in advance, on the date of the insurance, for the entire validity period of the insurance, a single insurance premium. This is calculated by multiplying the premium rate of 2.8% by the value of the granted loan.

Extra-benefits

You can conclude the insurance on the spot. No medical examination, no other complications. Only a self-declaration is required.

How do you get insurance?

Life and unemployment insurance from Metropolitan is available exclusively in BT branches.

See the list of BT units