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    In short

    In daily life we experience unexpected events for which, many times, we are not prepared. Accidents always happen without any warning: at work, at home, or even on vacation. It is good to be financially prepared for such unforeseen moments.

    Extra Comfort Insurance offers you financial protection in the event of surgery, in case of an accident or illness.

    Extra Comfort is with you in situations such as:

    • Surgical interventions caused by an accident or an illness
    • Medical expenses as a result of a surgical intervention
    Read the Extra Comfort Insurance Brochure
    z PDF

    Packages

    • mPlatinum Package
    Insured risks
    Individual**
    Family (main insured + spouse and children)**
    Insurance benefit as a result of an accident or illness*
    %12.500 lei
    %12.500 lei
    Medical expenses following a compensated surgical intervention
    900 lei
    900 lei
    Telemedicine services
    Yes
    Yes
    • mPremium Package
    Insured risks
    Individual**
    Family (main insured + spouse and children)**
    Insurance benefit as a result of an accident or illness*
    %10.000 lei
    %10.000 lei
    Medical expenses following a compensated surgical intervention
    600 lei
    600 lei
    Telemedicine services
    Yes
    Yes
    • mStandard Package
    Insured risks
    Individual**
    Family (subsidiary insured)**
    Insurance benefit as a result of an accident or illness*
    7.500% lei
    7.500% lei
    Medical expenses following a compensated surgical intervention
    300 lei
    300 lei
    Telemedicine services
    Yes
    Yes

    *You receive as allowance a percentage of the insured amount, depending on the degree of complexity of the surgical intervention, according to the payment table which is part of the terms and conditions of the insurance.

    **All insured amounts, both for surgical interventions and for medical expenses, will be increased by a percentage of 25% every 5 years of the contract, without this increase leading to a change in the insurance premiums.

    How does it work?

    1

    Choose the right package: Platinum, Premium or Standard

    2

    You choose the insurance coverage area: individual or extended (family)

    3

    Depending on your choices, the insurer calculates the insurance premium that will be automatically withdrawn from your account on the 4th day of each month

    Eligibility criteria

    It is good to know that you can terminate this type of insurance if:

    • Do you have an account open with us
    • Do you agree to be contacted to present you the insurance details

    How do you get insurance?

    Metropolitan Life life insurance packages are available only through the phone. Metropolitan Life specialists will contact you to present the insurance conditions and to help you choose the best option for you.

    Which package do you choose?

    First of all, make sure that you have given your marketing consent in order to be contacted by BT's partners.

    I want to be called

    Talk to a BT representative and find out what insurance and saving solution is suitable for you.

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    Extra Comfort Insurance

    Please try again later.

    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
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    AI Search provides automatically generated answers, using Claude-Haiku-4.5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the search and understanding process of banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content that does not represent the point of view of Banca Transilvania. You are solely responsible for using the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    Using AI Search requires acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any warranty regarding the answers given by this service.

    AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the robot's algorithmic model by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content provided by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed during the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision-making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be revised/ updated at any time.