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    Save smart.Grow sustainably.

    Whether you want to stabilize your cash flow or set aside money for big plans, you have two simple and effective solutions at hand for saving your company's money.

    Be part of the BT story
    Every month we prepare fresh projects, cool partnerships, campaigns with surprises and news in BT Pay. These are cool things, with real utility, that we want to send exactly to those who want to be always-on.
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    You Have Savings ASigurATe

    You grow your savings safely, with guaranteed interest, which you receive monthly or at maturity, depending on your choice.

    OPEN WAREHOUSES 100% ONLINE

    You open simple or negotiated deposits directly from BT Go and additionally you do not pay commissions when opening the deposit

    you have access to money ANYTIME

    Without losing the accumulated interest.

    You choose preferred currency

    You save in lei, euros, or dollars, depending on the company's needs.

    Economies and BT GO

    Total control, on the GO

    Your savings, always at hand. In BT Go, you have full control over the company's money – see the balance, top up the account, and set money aside for big plans. Simple, fast, on the Go.

    0

    No roads.

    Only smart decisions.

    You open simple or negotiated deposits without trips to the bank. Everything online, fast and secure, directly from BT Go.

    Two options.

    One single goal.

    The term deposit is for long-term plans. The savings account offers you flexibility and quick access to money. You decide what fits better for your business.

    YOU KEEP TRACK of savings

    See how much money has been collected and have all term deposits and savings accounts in the same place.

    MANAGE Money efficiently

    You put money in or take money out instantly from savings or deposit accounts.

    YOU ARE SAFE

    Your cards are always with you, in your phone. You block them, unblock them, change the limits and approve payments. No headaches.

    savings in bt GO

    savings in bt GO

    Your company's money works. You take care of the rest.

    Big plans start with small steps

    Do you want to keep the money close for unforeseen expenses or save it for your plans? See which solution fits better with your company's objectives.

    FAST HELP

    The minimum amount required to open a savings account is 100,000 lei for legal entities and 1,000 lei for Non-Profit Associations.

    Besides classic term deposits at 1, 3, 6, 12 months or more than 12 months (24 and 36 months), legal entities can also resort to savings account. 🤑

    The advantage of this is that you have access to funds at any time, without losing the accumulated interest, if the minimum limit imposed of 100,000 RON is not reached.

    Other saving products (but also investment products at the same time) are investment funds administered by BT Asset Management

    These have different degrees of risk and access to money can be made within a maximum of 2 days from the redemption request. 📆

    Unfortunately, they cannot.😞

    Legal entities cannot open savings accounts in foreign currency. 🙁

    In this case, savings account it is dissolved and the interest is received at the current day. The money is thus automatically transferred to current account. 🙂

    it's easy to save money

    In BT Go, you organize your money simply and quickly. You set money aside for big plans and prepare your business for the next level.

    Ai Search
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    Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
    Frequently Asked Questions
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    AI Search offers automatically generated answers, using Claude-Haiku-4.5 technology and an advanced orchestration mechanism through agents. The answers may contain inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service. Read .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta version - that uses Claude-Haiku-4.5 technology to simplify the process of searching and understanding banking products.

    AI Search is trained to answer questions exclusively related to banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the view of Banca Transilvania. You are solely responsible for using the content generated by this service in any manner. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

    The use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service algorithmically provided by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

    Banca Transilvania does not provide any guarantees regarding the answers given by this service.

    AI Search provides algorithmically generated answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Transilvania Bank and cannot engage the Bank's responsibility for the provided content.

    AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for the processing of such data for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

    The content offered by AI Search is for informational purposes only.

    Users are responsible for the questions and messages addressed within the use of AI Search. Any abuse or inappropriate language may lead to the interruption of the interaction.

    AI Search does not provide financial, legal, or professional advice and does not replace consulting human experts or specialized professionals in the respective field. Users should not rely on the information provided by AI Search for decision making.

    The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

    Terms and conditions may be reviewed/updated at any time.