COMPARE the products
of saving
Savings account
Term deposit
Product type
Flexible saving
Fixed-term saving
Minimum amount
100,000 LEI
2500 LEI or 1000 EUR or 1000 USD
Perioda
Indeterminate
1, 3, 6, 12, 24 or 36 months
Interest tax
Only in case profit is reported at the end of the financial year.
Depending on the company's fiscal situation.
Currency
lei
lei/euro/dollars
0 opening commission
0 management fee
0 collection fee in account
Benefits
Permanent access to money
If you give up the account, you receive the accumulated interest calculated up to the date of termination.
You can withdraw the money from the account at any time, but you lose the interest before the maturity date.
Interest payment
Monthly, on the anniversary
At maturity
Flexibility
You can deposit/withdraw money anytime.
You can withdraw the amounts at maturity. In case you close the deposit before maturity, you will receive the sight interest, which at this moment is zero.
Free internet banking through BT Go
Unlimited number of accounts/ deposits
Replenishing the account with money anytime
Guaranteed savings by the Bank Deposit Guarantee Fund, up to 100,000 euro/depositor.