Credit card

If you have a credit card at Idea::Bank, it will be replaced with one of the BT shopping cards that fits better, namely STAR Forte or STAR Gold. With the STAR card, you have no fees when shopping domestically or abroad, and the grace period is up to 55 days for both purchases and cash withdrawals.

Welcome offer, regardless of the credit card you have at Idea::Bank:

An additional grace month, so you have no payment obligation in June 2022;
The STAR BT program, which brings you STAR loyalty points with every purchase using the card or the possibility to pay in installments at a large number of merchants;
50 STAR Points welcome (1 STAR point = 1 leu) if you get the BT card by June 15, 2022, which you can use with other merchants;
10 STAR Points on the first purchase with the BT credit card.

First meeting with the BT card

Where do you take the card from? From the BT agency indicated in the information received from us either by email or by mail. If you don't have the information at hand, you can find out from the BT Call Center team, 0800 800 881, +40 264 308 014, ideaBT@btrl.ro.

How do you activate the card

Along with the card, you will receive a unique code via SMS, which you need to activate the card at any BT ATM. During activation, you can set any PIN you want.
Regardless of the day you activate the BT card, it can be used starting from June 14 of the current year.

What do we have to do every month? Turnover

Starting with July, in the interval 1-25 of each month, you must put on the card at least 10% of the credit used at the end of the previous month. That is, "you must make the turnover". The amounts can be used immediately for any kind of card transactions.

BT Commissions

Star Forte

Star Gold

Annual card account administration:

- annual administration/main card

- annual administration/additional card

Free in the first year, and after that:

25 lei/card

15 lei/card

Free in the first year, and after that:

200 lei/account/year, regardless of the number of cards

Commission for using BT ATMs and POS terminals for cash

1%, min. 2.5 lei

Shopping from merchants (in Romania or abroad)

ATM and POS usage fee at counters of other banks in the country for cash

1%+3.5 lei

1%+2.5 lei

Recommendation

Use, for day-to-day banking, BT Pay. After you activate your card, enroll it for free in the app, which you can download for free from Google Play Store, App Store, or Huawei AppGallery. This way, you have both a physical card and a digital card. In the app, you can see the IBAN, how much money you have in the account, the monthly payment amounts for the credit card, the accumulated STAR points – and much more.