Activate the card at any BT ATM, add it to BT Pay and use it immediately.
See where you have the card saved and easily manage your recurring payments.
You have full control directly from the app: you set your trading limits, you block/unblock your card.
You pay simply anywhere: in physical stores or online, in the country or abroad - in foreign currency.
You have quick access to useful services in everyday life and travel (eSIM, travel insurance, currency exchange).
You manage everything from one place: accounts, cards, savings, and family options.FIRST STEPS
Activate your card at any BT ATM
Activation is done with the physical card - you just enter the old PIN and set the new one. If you have used the card for online payments or have active subscriptions (streaming, transport, deliveries, marketplaces), it is important to update the new card details.
What you have to do and how BT Pay helps you:
Go to BT Pay: Old card → More → Card saved at merchants.
Check where you saved the old card.
Update the card details live on the merchant's website or app.

Your card,
day by day
Direct from BT Pay, you can:
See transactions in real time.
Set or modify trading limits.
You temporarily block or unblock the card.
Access your card data quickly for online payments.

REVENUE COLLECTION
If you do not already receive your income at BT, you can easily transfer it - just send your employer the IBAN of your BT account and the salary will be transferred there directly.
How are you?
You enter BT Pay, download your IBAN, and send it to your employer.
That's it - in the next month, the salary will go directly into your account.
In addition, you have zero commission on salary collection if you have the "Salut" subscription.


Essential in travel
Do you travel often to areas with euro/dollar currency? You can issue yourself a card in euros/dollars so you don't have to worry about the exchange rate when you're on vacation.
Activate travel insurance from BT Pay – with activation in ~2 minutes, valid for 1 year, with medical coverage and extra options (cancellation, flight cancellation, lost luggage, seasonal sport).
Get your eSIM from BT Pay, with fast internet in over 200 destinations.

Travel hack
Always choose payment in the local currency to avoid additional costs.
Pay securely by card for: tickets, accommodation, transport or experiences. When renting a car, it is good to have the physical card with you.
Tip:Create a special savings account for travel - this way, it will be easier for you with a dedicated budget.


ECONOMY AND INVESTMENTS
From BT Pay you have access to:
Savings products: RoundUp (you save without realizing it through rounding multiples), savings account or term deposits with interest depending on the amounts saved.
Multiple investment options: you have at your disposal over 28 markets & 4600 companies to invest in.

BT Pay Kiddo - for family
If you have children, BT Pay Kiddo helps them learn to manage their money.
The child learns to manage on their own with the allowance, scholarship, outings with friends, and any other expenses.
You have real-time control: you see the card balance and the transactions made.
You set trading limits for him/her, fund his/her card, and, if needed, block/unblock his/her card.

Additional card
You can issue an additional card directly from BT Pay for someone close.
You can issue both a debit card and a credit card.
Can be added in BT Pay by the holder and used immediately.
You choose directly from the app the delivery method: by courier or pickup from a BT branch.
You have full control (set trading limits, view transaction history, and block the card if needed).

DO YOU NEED HELP?
We are here for you. For information or support use the application BT Pay, access the website Transylvania Bank or come in any BT unit.
Everything from the app, in real time 🙌
Scan the QR code and download the application


